Property Type: Detached HouseOwnership: Freehold

1645 Lea Smith Rd

Hornby Island, BC V0R1Z0

$1,975,000

4 bed5 bath4 parking5,030 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Lot size
5.21 acres
Zoning
Agricultural

ALR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,481.06

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Living roomAuxiliary Building19'8 x 21'6
BathroomAuxiliary Building6'11 x 7'7
BedroomAuxiliary Building11'2 x 14'1
Bonus RoomSecond level9'3 x 18'10
StorageSecond level13'9 x 15'1
Family roomSecond level11'10 x 18'8
Mud roomMain level7'7 x 13'1
Laundry roomMain level7'6 x 9'3
BathroomMain level4'11 x 9'3
BathroomSecond level4'11 x 10'7
BathroomSecond level4'11 x 9'10
BedroomSecond level13'7 x 15'0
BedroomSecond level15'3 x 18'1
Living roomMain level15'6 x 18'9
BathroomMain level10'6 x 10'11
OfficeMain level11'8 x 15'8
Primary BedroomMain level19'1 x 19'8
KitchenMain level15'11
Dining roomMain level15'2 x 22'7

Listing Information

MLS®
1031379
Listed
April 9, 2026
Time on market
On the market for 145 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Pkvl) · Data source: CREA DDF.

Description

This magnificent Craftsman/Westcoast home on 5.2 acres next to Mt. Geoffrey Park is a haven of calm and craftsmanship, ready for your family or elegant B&B venture. Entering the home from the wrap-around covered porch, you will immediately appreciate the attention to detail - the quality of building is apparent throughout. The custom kitchen features granite countertops, stainless appliances including a propane 6-burner chef’s stove, and custom cabinetry. The open-plan living area is filled with wood details, from the fir beams to solid oak floors. There is so much character here: the window and door trims are crafted from reclaimed timbers from a historic trestle, and the floor-to-ceiling stone fireplace is a warm focal point. On the main level, the primary bedroom with marble ensuite and a large den are a sanctuary, while upstairs two spacious bedrooms offer room for the whole family. Each bedroom has a private ensuite, crafted in the finest materials: marble, granite, and travertine. The two-bay garage has room for your hobbies while upstairs, the sweet little open-plan carriage house is ideal for guests and extended family. The garden features beautiful borders alongside the home, a greenhouse, and two fenced areas: one for fruit and one for veggies, all set in an acreage of forest and meadow. Throughout the property there are beautiful places to sit and appreciate nature from all perspectives. After a day puttering in the garden or hiking the trails, wander down to the nearby HornbyHeart Vineyard and Fossil Beach Farm for a bite to eat and live entertainment. This is the best of Hornby living. (id:63159)

Values & Trends

This listing

$393/sqft

Building average

No other active listings in this building

Hornby Island average

$787/sqft

14 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Hornby Island ElementaryElementary1.8 km
Denman Island Community SchoolElementary9.3 km
Bowser ElementaryElementary10.1 km
Beachcombers Academy(Independent)Elementary10.7 km
Royston ElementaryElementary22.4 km
Phil & Jennie Gaglardi Academy(Independent)K-1222.8 km
Brooklyn ElementaryElementary23.0 km
Highland SecondarySecondary23.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($395,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,580,000.00
Periodic payment — Principal & Interest (monthly)$10,193.62
Additional monthly expenses (strata, tax, utilities, etc.)$875.42
Total monthly cost$11,069.05
Interest paid over 5-yr term$452,832.54
Balance at end of term$1,421,215.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$395,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,149.65

Cash Needed at Closing

Minimum down payment$395,000
Estimated BC PTT$37,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$434,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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