Property Type: DuplexOwnership: Freehold

16521 20 AVENUE

Surrey, BC V3Z0X6

$1,299,888

6 bed5 bath3 parking2,505 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
2,023.5 square feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$3,400.12 (2026)

Interior

Basement
Finished, Full, Separate entrance
Heating
Radiant heat, Natural gas, Hot Water
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
3 — uncovered indicated
Features
Open

Listing Information

MLS®
R3155959
Listed
August 14, 2026
Time on market
On the market for 17 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.

Description

Welcome to this brand-new duplex in the highly sought-after Grandview Heights community. This beautifully designed home offers 6 bedrooms + den and 5 bathrooms, featuring a bright open-concept main floor with spacious living and dining areas, a modern gourmet kitchen with a separate spice kitchen, and a large patio perfect for entertaining and outdoor enjoyment. A versatile den and convenient 2-piece powder room on the main level provide added flexibility for a home office or extended family.Upstairs, you'll find a luxurious primary bedroom with a spa-inspired ensuite, along with two additional generously sized bedrooms. The legal above-ground 2-bedroom suite plus a bachelor suite provide excellent mortgage helpers. (id:63159)

Values & Trends

This listing

$519/sqft

Building average

No other active listings in this building

Surrey average

$571/sqft

115 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Edgewood ElementaryElementary641 m
Grandview Heights SecondaryElementary1.4 km
South Meridian ElementaryElementary1.5 km
Southridge School(Independent)K-121.6 km
Earl Marriott SecondaryElementary1.7 km
Pacific Heights ElementaryElementary1.7 km
Peace Arch ElementaryElementary1.9 km
Sunnyside ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Edgewood Park521 m
  • 125G - Neighbourhood Park · 1765 167 Street599 m
  • Oak Meadows Park · 16271 22 Avenue705 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,910.00
Periodic payment — Principal & Interest (monthly)$6,709.15
Additional monthly expenses (strata, tax, utilities, etc.)$408.34
Total monthly cost$7,117.49
Interest paid over 5-yr term$298,041.20
Balance at end of term$935,402.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,989
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.36

Cash Needed at Closing

Minimum down payment$104,989
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,487

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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