Property Type: DuplexOwnership: Freehold

1654 HOWSE PASS

Golden, BC V0A1H0

$1,450,000

4 bed3 bath3 parking2,219 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$130/mo
Annual property tax
$4,953

Maintenance Fee Includes

GarbageManagement

Also included: Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Heat Pump, Forced air, In Floor Heating
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Carpeted, Heavy loading

Exterior & Lot

Exterior features
Wood siding, Metal, Other, Aluminum
View
Mountain view, Valley view

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Other, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomSecond level14'5'' x 12'9''
Dining roomSecond level10'0'' x 13'0''
KitchenSecond level13'0'' x 13'0''
PantrySecond level8'0'' x 8'0''
Primary BedroomSecond level14'8'' x 11'11''
4pc Ensuite bathSecond level
StorageMain level4'4'' x 12'2''
BedroomMain level19'8'' x 12'3''
BedroomSecond level11'6'' x 9'9''
BedroomMain level10'5'' x 10'5''
4pc BathroomSecond level
4pc BathroomMain level
Utility roomMain level4'4'' x 8'9''
FoyerMain level10'11'' x 7'7''

Listing Information

MLS®
10396351
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Discover mountain living at its finest in the final phase of The Cedars at Kicking Horse Mountain Resort. This beautifully finished 4-bedroom, 3-bath luxury chalet offers over 2,500 sq.ft. of thoughtfully designed living space at the base of one of BC’s premier mountain resorts. Expansive windows frame stunning views across the Columbia Valley toward Mount 7, while warm modern finishes create a comfortable alpine retreat in every season. Features include quartz countertops, engineered oak flooring, heated tile, a garage, and European triple-glazed tilt-and-turn windows designed for year-round comfort and climate resilience. Whether you’re skiing world-class powder, biking legendary trails, or hiking right from your doorstep, adventure starts here. Located along the famed Powder Highway and just steps from both alpine and cross-country skiing, this is a true four-season basecamp with short-term rental flexibility. The Cedars offers a rare opportunity to enjoy modern mountain architecture, resort convenience, and the authentic charm of Golden — all with more space, fewer crowds, and a lifestyle that keeps people coming back year after year. (id:63159)

Values & Trends

This listing

$653/sqft

Building average

No other active listings in this building

Kicking Horse Resort Area average

No comparable active listings

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

11°C

Mostly Cloudy

Humidity 100%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lady Grey ElementaryElementary6.0 km
Golden Alternate SchoolSecondary6.4 km
La ConfluenceElementary6.8 km
Alexander Park ElementaryElementary7.4 km
Golden SecondarySecondary7.6 km
Nicholson ElementaryElementary12.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (strata, tax, utilities, etc.)$653.75
Total monthly cost$8,137.68
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$120,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,227.23

Cash Needed at Closing

Minimum down payment$120,000
Estimated BC PTT$27,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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