Property Type: OtherOwnership: Freehold

1661 SIMON BAY ROAD

Fraser Lake, BC V0J1S0

$109,900

2 bed0 bath640 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Recreational
Stories
1
Lot size
0.68 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$1,413.82 (2026)

Interior

Basement
None
Fireplace
None

Exterior & Lot

Exterior features
Wood

Building

Foundation
Unknown
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Bedroom 2Main level
Bedroom 3Main level

Listing Information

MLS®
R3134649
Listed
June 10, 2026
Time on market
On the market for 82 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Core Realty · Data source: CREA DDF.

Description

Amazing opportunity, This lakefront cabin may need some love but it will be spectacular! The cabin is a wonderful size for family adventures and has a rustic charm. 2 bedrooms and an open concept living/kitchen area for late night card games and dinners looking over the lake. Over 90 feet of water frontage, driveway in and an older outhouse as well. (id:63159)

Values & Trends

This listing

$172/sqft

Building average

No other active listings in this building

Fraser Lake average

$509/sqft

5 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mouse Mountain ElementaryElementary3.7 km
Fraser Lake Elem-SecondaryK-123.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$87,920.00
Periodic payment — Principal & Interest (monthly)$567.23
Additional monthly expenses (strata, tax, utilities, etc.)$149.82
Total monthly cost$717.05
Interest paid over 5-yr term$25,198.12
Balance at end of term$79,084.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,495
Stress test qualifying rate8.09%
Payment you must qualify for$802.84

Cash Needed at Closing

Minimum down payment$5,495
Estimated BC PTT$1,099
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,094

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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