Property Type: Detached HouseOwnership: Freehold

1680 Gerald St

Nanoose Bay, BC V9P9C7

$899,900

4 bed3 bath4 parking2,540 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Lot size
19,384 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,606.19

Interior

Heating
Baseboard heaters, Forced air, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
4 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
Utility roomLower level16'6 x 9'0
Laundry roomLower level10'0 x 12'3
BathroomLower level3-Piece
Bonus RoomLower level12'1 x 15'9
Recreation roomLower level10'9 x 25'10
BedroomLower level13'11 x 9'6
BathroomMain level2-Piece
Family roomMain level9'5 x 20'5
BathroomMain level3-Piece
BedroomMain level11'3 x 9'10
BedroomMain level9'9 x 9'10
Primary BedroomMain level10'6 x 18'5
KitchenMain level11'4 x 9'9
Dining roomMain level11'4 x 10'3
Mud roomMain level6'5 x 5'10
Living roomMain level19'0 x 12'10

Listing Information

MLS®
1038058
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (QU) · Data source: CREA DDF.

Description

Welcome to this well-maintained 4-bedroom, 3-bathroom home nestled in the desirable Madrona neighborhood. Situated on a quiet street, this property offers privacy, comfort, and a family-friendly setting. The home features convenient main-level living with a bright and functional layout. The kitchen opens into a charming sunroom, creating the perfect space to enjoy your morning coffee or relax in natural light year-round. Vaulted ceilings enhance the sense of space and add character to the main living areas. Downstairs, you’ll find an excellent rec room—ideal for entertaining, a home theatre, or a play area—along with additional bedrooms to accommodate family or guests. Outside, the large, gently sloping yard provides plenty of room for gardening, outdoor activities, or simply enjoying the peaceful surroundings. A carport offers practical covered parking and easy access. This is a fantastic opportunity to own a spacious home in a quiet, sought-after location. (id:63159)

Values & Trends

This listing

$354/sqft

Building average

No other active listings in this building

Nanoose average

$629/sqft

47 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Qualicum Beach

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nanoose Bay ElementaryElementary4.0 km
Mountain View ElementaryElementary4.9 km
Springwood ElementaryElementary7.4 km
Ecole Secondaire Ballenas SecondarySecondary8.6 km
Errington ElementaryElementary8.7 km
Pass/Woodwinds AlternateSecondary8.8 km
Oceanside ElementaryElementary10.2 km
Seaview ElementaryElementary12.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Amelia Crescent Community Park · 1808 Amelia Crescent272 m
  • Stone Lake Drive Community Park753 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$510.85
Total monthly cost$5,155.53
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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