Property Type: DuplexOwnership: Leasehold

1696 Lake Vista Road

Kelowna, BC V1Z4E1

$980,000

3 bed3.5 bath2 parking1,746 sqftBuilt 2015
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Amenities

Also listed: Whirlpool, Clubhouse, Racquet Courts

Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Duplex
Ownership
Leasehold
Strata / maintenance fee
$245/mo
Annual property tax
$4,254.77

Maintenance Fee Includes

Garbage

Also included: Other, See Remarks, Recreation Facilities, Sewer

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view

Building

Roof
Tile, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level12'8'' x 11'8''
Living roomMain level12'8'' x 19'7''
BedroomBasement8'10'' x 10'6''
BedroomBasement10'10'' x 10'6''
Primary BedroomMain level10'8'' x 13'2''
3pc BathroomBasement
2pc BathroomMain level
3pc BathroomMain level

Listing Information

MLS®
10395020
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: ComFree · Data source: CREA DDF.

Description

Welcome to 1696 Lake Vista Road, a contemporary duplex in the award winning community of “West Harbour”. This property features: Gated community, Panoramic views of the lake and mountains, Beautiful corner lot. 1748 sq. ft. interior living space including 3 bedrooms and 2.5 baths 608 sq. ft. outdoor living space Attached double car garage Main level ensuite includes: walk-in closet, 4 piece bath. Lower level has 2 bedrooms, 4 piece bathroom with heated floors, a family room with wet bar, wine fridge, microwave, fireplace, laundry and office space. Three decks perfect for entertaining including one with Phantom blinds and gas fire pit. Amenities include a private beach, heated pool, hot tub, tennis/pickle ball courts, playground, dog park and clubhouse including a gym and more. (id:63159)

Values & Trends

This listing

$561/sqft

Building average

No other active listings in this building

West Kelowna Estates average

$423/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary1.5 km
Mar Jok ElementaryElementary2.9 km
The Balsam School(Independent)Elementary3.2 km
Hudson Road ElementaryElementary3.6 km
Central School ProgramsK-123.6 km
Central SecondarySecondary3.6 km
St Joseph Elementary School(Independent)Elementary3.8 km
Raymer ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($73,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$784,000.00
Periodic payment — Principal & Interest (monthly)$5,058.10
Additional monthly expenses (strata, tax, utilities, etc.)$686.56
Total monthly cost$5,744.67
Interest paid over 5-yr term$224,696.65
Balance at end of term$705,210.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,974.51

Cash Needed at Closing

Minimum down payment$73,000
Estimated BC PTT$17,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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