Property Type: Detached HouseOwnership: Freehold

1698 McKenzie Road

Fernie, BC V0B1M5

$1,109,000

3 bed2 bath2 parking2,600 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.46 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,361.12

Interior

Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Ceramic Tile

Exterior & Lot

Exterior features
Concrete, Brick, Stucco, Cedar Siding
View
Mountain view

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomMain level
Laundry roomBasement7'2'' x 21'7''
Recreation roomBasement10'4'' x 39'2''
StorageBasement5'8'' x 8'5''
KitchenBasement13'3'' x 11'
KitchenMain level11'1'' x 29'2''
Full bathroomMain level
SunroomMain level20'10'' x 9'11''
Dining roomMain level14' x 14'2''
Living roomMain level13'2'' x 27'9''
BedroomMain level11'3'' x 10'10''
BedroomMain level11'5'' x 10'11''
Primary BedroomMain level14'9'' x 16'6''
FoyerMain level10'8'' x 10'11''

Listing Information

MLS®
10391796
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

Welcome to your own private mountain retreat, located just minutes outside of Fernie. Situated on a beautifully landscaped 0.465-acre lot, this well-maintained 3-bedroom, 2-bathroom home offers the perfect blend of comfort, space, and natural beauty. The thoughtfully designed layout features a sunken living room that creates a warm and inviting gathering space, featuring two wood-burning fireplaces, including one in the dining room and another in the lower-level recreation room. The spacious primary bedroom includes a private ensuite, while the kitchen features custom maple cupboards and is finished with granite countertops, stainless steel appliances, and ample workspace for everyday living and entertaining. Tile and hardwood flooring add timeless style throughout the home, and a new furnace provides year-round comfort and efficiency. Outside, enjoy the privacy of the mature yard, offering plenty of room to relax, garden, or entertain. A double attached garage provides excellent storage and convenience. Combining peaceful rural living with easy access to Fernie's renowned skiing, biking, hiking, golf, and vibrant downtown, this exceptional property is one you won't want to miss. (id:63159)

Values & Trends

This listing

$427/sqft

Building average

No other active listings in this building

Elk Valley Rural average

$631/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fernie SecondaryK-122.9 km
Isabella Dicken ElementaryElementary3.4 km
The Fernie Academy(Independent)K-124.3 km
Sophie-MorigeauElementary5.8 km
Sparwood SecondaryElementary24.4 km
Frank J Mitchell ElementaryElementary24.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$887,200.00
Periodic payment — Principal & Interest (monthly)$5,723.91
Additional monthly expenses (strata, tax, utilities, etc.)$410.09
Total monthly cost$6,134.01
Interest paid over 5-yr term$254,274.07
Balance at end of term$798,039.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,867.28

Cash Needed at Closing

Minimum down payment$85,900
Estimated BC PTT$20,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$107,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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