Property Type: Condo / ApartmentOwnership: Strata

17 Saanich Ridge Dr

Central Saanich, BC V8M0B8

$760,000

5 bed4 bath3 parking2,529 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Lot size
6,277 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$535/mo
Annual property tax
$2,986.22

Interior

Heating
Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
3

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomAdditional Accommodation
BathroomAdditional AccommodationX
Living roomAdditional Accommodation
KitchenAdditional Accommodation
BedroomSecond level
EnsuiteSecond level5-Piece
BathroomSecond level4-Piece
Primary BedroomSecond level
BedroomSecond level
BedroomMain level
BathroomMain level4-Piece
PatioMain level
Living roomMain level
KitchenMain level
Dining roomMain level

Listing Information

MLS®
1029926
Listed
March 25, 2026
Time on market
On the market for 159 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Spacious and energy-efficient family home with a self-contained suite on a 6,277 sq ft flat lot. Built in 2018 and tucked away on a quiet cul-de-sac in Central Saanich, this 5-bedroom, 4-bathroom home offers 2,529 sq ft of flexible living space ideal for growing families or multi-generational living. The main floor features a bright open layout with a well-designed kitchen, oversize island, stylish finishes, and a main-level bedroom perfect for guests or a home office. Upstairs you’ll find three additional bedrooms, including a generous primary with walk-in closet and ensuite. A fully separate 1-bedroom suite adds excellent mortgage helper potential. Solar panels, a low-maintenance yard, garage, and ample parking complete this well-rounded home just minutes from schools, parks, shopping, and the waterfront. (id:63159)

Values & Trends

This listing

$301/sqft

Building average

No other active listings in this building

Saanichton average

$761/sqft

11 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,385

(2021 Census)

+3.4% since 2016

Density: 422/km²

Dwellings: 7,621

Median household income: $103,000

After-tax: $90,000

Immigrant population: 16.2%

Top countries of origin (% of total population)

  • United Kingdom5.3% · 920
  • United States of America1.6% · 280
  • India0.9% · 165
  • Philippines0.9% · 160
  • Germany0.9% · 150
  • Netherlands0.7% · 120
  • South Africa, Republic of0.6% · 110
  • China0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Keating ElementaryElementary2.2 km
Stelly's SecondarySecondary2.8 km
SD 63 Individual Learning CentreSecondary2.9 km
Brentwood ElementaryElementary4.0 km
Bayside Middle SchoolMiddle4.7 km
ḰELSET ElementaryElementary4.8 km
Lakeview Christian School(Independent)Elementary/Middle6.1 km
Cordova Bay ElementaryElementary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Tim Hortons · 2471 Mount Newton Cross Road788 m

Banks & ATMs (1)

  • Unnamed787 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$608,000.00
Periodic payment — Principal & Interest (monthly)$3,922.61
Additional monthly expenses (strata, tax, utilities, etc.)$909.85
Total monthly cost$4,832.46
Interest paid over 5-yr term$174,254.55
Balance at end of term$546,897.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,451.96

Cash Needed at Closing

Minimum down payment$51,000
Estimated BC PTT$13,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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