Property Type: Detached HouseOwnership: Freehold

177 PRATT ROAD

Gibsons, BC V0N1V3

$699,000

4 bed2 bath2 parking1,944 sqftBuilt 1976
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Amenities

Also listed: Recreation Centre, Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
10,890 square feet
Frontage
76 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,376.95 (2025)

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Parking

Total spaces
2

Listing Information

MLS®
R3156174
Listed
August 17, 2026
Time on market
On the market for 15 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

Bring your ideas and unlock the potential! Set on a flat, usable ¼-acre lot in a convenient central Gibsons location, this rare four-bedroom rancher offers plenty of space and possibilities. The former garage has been converted into a separate home office, ideal for working from home, hobbies or additional flex space. A large detached shop in the backyard provides exceptional storage space plus a substantial workshop. The backyard is sun-drenched and private. The home, shop and grounds all require improvement, but for buyers ready to roll up their sleeves, this is an exciting opportunity to renovate, add value and create something special in a highly desirable location. (id:63159)

Values & Trends

This listing

$360/sqft

Building average

No other active listings in this building

Gibsons average

$728/sqft

84 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,758

(2021 Census)

+3.3% since 2016

Density: 1,103.9/km²

Dwellings: 2,482

Median household income: $70,000

After-tax: $63,200

Immigrant population: 21.3%

Top countries of origin (% of total population)

  • United Kingdom5.9% · 280
  • United States of America2% · 95
  • Philippines1.4% · 65
  • Germany1.2% · 55
  • Korea, South1.1% · 50
  • India0.9% · 45
  • South Africa, Republic of0.7% · 35
  • Poland0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar Grove ElementaryElementary527 m
Gibsons ElementaryElementary2.1 km
Sunshine Coast Alternative SchoolK-122.2 km
Elphinstone SecondarySecondary2.3 km
Langdale ElementaryElementary6.6 km
Roberts Creek ElementaryElementary9.1 km
Island Pacific School(Independent)Middle12.9 km
Bowen Island Community SchoolElementary13.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed · 1101 Sunnyside Road96 m
  • Secret Beach Park · 131 Secret Beach Road736 m

Nearby places data: © OpenStreetMap contributors.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$378.41
Total monthly cost$3,986.18
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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