1777 Water Street Unit# 104
Kelowna, BC V1Y1K4
$319,000
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $303/mo
- Annual property tax
- $1,318.76
Interior
- Heating
- Baseboard heaters, Electric, See remarks
- Cooling / A/C
- Wall unit
- Fireplace
- None
Exterior & Lot
- Exterior features
- Wood, Stucco
Building
- Water source
- Municipal water
- Sewer
- Municipal sewage system
- Parcel ID (PID)
- 028-644-638
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Stall, Street
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 8'7'' x 12' |
| Kitchen | Main level | 8'10'' x 12'10'' |
| Dining room | Main level | 8'1'' x 12'4'' |
| Primary Bedroom | Main level | 16'2'' x 9'4'' |
| 4pc Bathroom | Main level | 4'9'' x 8' |
Listing Information
- MLS®
- 10394234
- Listed
- July 9, 2026
- Time on market
- On the market for 53 days
- Data last synced
- August 31, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
Turn-key and move-in ready, this beautifully updated 1-bedroom, 1-bath condo offers incredible value in one of Kelowna's most sought-after downtown locations. With 652 sq. ft. of thoughtfully designed living space, this home features an open-concept layout with a spacious kitchen complete with stainless steel appliances, pantry, island sink, and seamless flow into the living area. Recent updates include new laminate flooring, new bedroom carpet, a brand-new washer/dryer combo, new hot water tank, and fresh interior finishes, making this home truly ready to enjoy. Situated on the quiet side of the building, the private covered deck provides the perfect place to relax or BBQ. The building itself was comprehensively redeveloped in 2010 and recently refreshed with modern stucco and attractive wood soffits, offering excellent curb appeal. Additional features include secure parking, a storage locker, bike storage, and air conditioning. Step outside and enjoy the ultimate downtown lifestyle with beaches, the waterfront boardwalk, Bernard Avenue, restaurants, cafes, shopping, the yacht club, Prospera Place, and transit all just a short walk away. Pet-friendly and rental-friendly (monthly rentals permitted), this property is an excellent opportunity for first-time buyers, professionals, investors, or anyone looking for a lock-and-leave lifestyle in the heart of Kelowna. (id:63159)
Values & Trends
This listing
$489/sqft
Building average
—
No other active listings in this building
Kelowna South average
$624/sqft
53 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
48
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Central Secondary | Secondary | 681 m |
| Central School Programs | K-12 | 681 m |
| St Joseph Elementary School(Independent) | Elementary | 867 m |
| The Balsam School(Independent) | Elementary | 1.1 km |
| A S Matheson Elementary | Elementary | 1.5 km |
| Raymer Elementary | Elementary | 2.0 km |
| Bankhead Elementary | Elementary | 2.1 km |
| Kelowna Secondary | Secondary | 2.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Tamm Mexican Restaurant · 430 Harvey Avenue213 m
- West Coast Grill & Oyster Bar282 m
- Pilgrim & Pearl283 m
- Yamas Greek Taverna · 1630 Ellis Street343 m
- Boston Pizza · 545 Harvey Avenue358 m
Cafes (5+)
- O-Lake Cafe & Bistro348 m
- Pulp Fiction Coffee House · 1598 Pandosy Street376 m
- Starbucks429 m
- Deville Coffee Bernard443 m
- Blenz Coffee · 297 Bernard Avenue444 m
Grocery (1)
- Safeway · 697 Bernard Avenue624 m
Parks (5+)
- Rowcliffe Park · 1850 Richter Street454 m
- Vimy Avenue Beach Access457 m
- City Park458 m
- Beach Avenue Beach Access469 m
- McTavish Avenue Beach Access470 m
Gyms (4)
- BarreRoom · 410 Bernard Avenue491 m
- SPIN co · 410 Bernard Avenue492 m
- Move & Flow · 589 Lawrence Avenue541 m
- Life Aesthetics Online Coaching · 1435 Water Street658 m
Pharmacies (3)
- Pharmasave246 m
- Shoppers Drug Mart · 597 Bernard Avenue616 m
- Pharmasave · 505 Doyle Avenue748 m
Banks & ATMs (5+)
- RBC Royal Bank316 m
- TD · 1633 Ellis Street364 m
- Canadian Western Bank475 m
- Unnamed484 m
- Unnamed486 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





