Property Type: Condo / ApartmentOwnership: Strata

1785 Cedar Hill Cross Rd

Saanich, BC V8P2R2

$1,690,000

8 bed5 bath4 parking4,801 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Lot size
10,914 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$9,279.1

Interior

Heating
Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level6'8 x 35'11
BalconyMain level27'3 x 4'6
BathroomLower level8'4 x 9'11
BedroomLower level9'6 x 13'8
EnsuiteLower level5-Piece
Primary BedroomAdditional Accommodation14'9 x 14'4
Unfinished RoomLower level9'4
BedroomLower level13'8 x 14'3
Unfinished RoomLower level5'1 x 9'4
BedroomLower level12'5 x 16'4
Living roomAdditional Accommodation22'1
Family roomSecond level29'9 x 13'8
BathroomSecond level4-Piece
StorageSecond level7'6 x 6'8
BedroomSecond level10'7 x 14'3
BedroomSecond level20'8 x 12'11
BathroomMain level2-Piece
BedroomMain level10'10
EnsuiteMain level4-Piece
Primary BedroomMain level
KitchenMain level19'1 x 23'4
Dining roomMain level15'8 x 13'10
Living roomMain level27'8 x 37'10

Listing Information

MLS®
1039399
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

Welcome to this spacious 8-bedroom, 5-bathroom home, ideal for large or multi-generational families. Set well back from the street, it offers privacy, generous living space, and a functional layout. The main level features vaulted ceilings, wood flooring, formal living and dining rooms, and a renovated kitchen with quartz countertops that opens to the family room and eating area. Upstairs offers a loft-style flex space, two bedrooms, and an updated bathroom. The lower level includes a separate entrance, large family room, laundry area, additional bedrooms, and bathrooms, providing excellent flexibility for extended family, guests, or potential suite use. Enjoy multiple decks and patios that offer privacy and space for outdoor living, along with a double garage and mature landscaping. Conveniently located near Mt. Tolmie, UVic, Henderson Recreation Centre, parks, shopping, restaurants, and schools. (id:63159)

Values & Trends

This listing

$352/sqft

Building average

No other active listings in this building

Mt Tolmie average

$551/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Campus View ElementaryElementary658 m
St. Michaels University School(Independent)K-12989 m
Doncaster ElementaryElementary1.1 km
Cedar Hill MiddleElementary1.2 km
Mount Douglas SecondarySecondary1.3 km
Maria Montessori Academy(Independent)Elementary1.5 km
Lansdowne Middle SchoolMiddle1.7 km
Arbutus Global Middle SchoolElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Heart of Asia494 m
  • Thai Orchid · 3613 Shelbourne Street587 m
  • Unnamed606 m
  • Tropical Island · 3690 Shelbourne Street644 m
  • Fujiya · 3624 Shelbourne Street651 m

Cafes (5+)

  • Starbucks553 m
  • Tim Hortons · 3749 Shelbourne Street561 m
  • Phonomenal566 m
  • Noodle Box578 m
  • Ding Tea · 3749 Shelbourne Street626 m

Grocery (3)

  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street551 m
  • Bulk Barn · 3609 Shelbourne Street609 m
  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road752 m

Parks (5+)

  • Mount Tolmie Park217 m
  • Horner Park264 m
  • Rendle Green392 m
  • Onyx Park609 m
  • Gore-Peace Memorial Park655 m

Shopping (2)

  • Shelbourne Plaza557 m
  • Shelbourne Village Square · 3749 Shelbourne Street592 m

Pharmacies (1)

  • Heart Pharmacy IDA · 3643 Shelbourne Street571 m

Banks & ATMs (4)

  • Vancity · 1590 Cedar Hill Cross Road574 m
  • TD · 3675 Shelbourne Street587 m
  • BMO · 3616 Shelbourne Street664 m
  • Coast Capital Savings · 3750 Shelbourne Street692 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($338,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,352,000.00
Periodic payment — Principal & Interest (monthly)$8,722.65
Additional monthly expenses (strata, tax, utilities, etc.)$1,013.26
Total monthly cost$9,735.90
Interest paid over 5-yr term$387,487.09
Balance at end of term$1,216,128.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$338,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,396.41

Cash Needed at Closing

Minimum down payment$338,000
Estimated BC PTT$31,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$371,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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