Property Type: Condo / ApartmentOwnership: Strata

1800 Richter Street Unit# 102

Kelowna, BC V1Y0G9

$289,500

0 bed1 bath0 parking312 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$118/mo
Annual property tax
$1,179

Interior

Heating
Baseboard heaters, Electric, See remarks
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Brick, Other

Building

Roof
Other, Unknown

Parking

Total spaces
0 — uncovered indicated
Features
Surfaced

Restrictions & Policies

Pets
Allowed, Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level3'8'' x 9'3''
Bedroom - BachelorMain level11'7'' x 14'8''
3pc BathroomMain level5'7'' x 4'8''
FoyerMain level9'5'' x 3'11''

Listing Information

MLS®
10372102
Listed
January 7, 2026
Time on market
On the market for 236 days
Data last synced
August 28, 2026

Listing provided by: The Agency Kelowna · Data source: CREA DDF.

Description

Turn-Key, Fully Furnished Studio in Downtown Kelowna – No GST! Move-in ready and perfectly located, this fully furnished studio offers an unbeatable downtown lifestyle. Just steps from public transit, beaches, grocery stores, restaurants, entertainment. Ideal for first-time buyers, investors, or those seeking a convenient urban home. Features: Spacious private outdoor patio, Fully furnished studio with Brand-new Murphy bed, Couch, TV & TV stand, Modern kitchen with white cabinetry & stainless steel appliances, In-suite washer & dryer, Full bathroom. Spacious private patio with patio furniture. Pet-friendly: 2 dogs, 2 cats, or 1 of each allowed. No underground parking (free above ground street parking available). Community storage locker included. A rare opportunity to own in one of Kelowna’s most desirable and walkable neighborhoods. Call today to book a private showing! 1 month rental or longer allowed. (id:63159)

Values & Trends

This listing

$928/sqft

Building average

No other active listings in this building

Kelowna South average

$616/sqft

53 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central SecondarySecondary161 m
Central School ProgramsK-12161 m
St Joseph Elementary School(Independent)Elementary390 m
A S Matheson ElementaryElementary1.0 km
The Balsam School(Independent)Elementary1.1 km
Bankhead ElementaryElementary1.6 km
Raymer ElementaryElementary1.9 km
Kelowna SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Boston Pizza · 545 Harvey Avenue257 m
  • Naked Cafe · 571 Lawrence Avenue390 m
  • Tamm Mexican Restaurant · 430 Harvey Avenue475 m
  • Yamas Greek Taverna · 1630 Ellis Street477 m
  • Sushi Sai · 1607 Ellis Street499 m

Cafes (5+)

  • Starbucks273 m
  • The Nook Cafe + Bar · 567 Bernard Avenue503 m
  • Mad Mango Café · 551 Bernard Avenue522 m
  • Switch Cafe536 m
  • Chilango · 520 Bernard Avenue592 m

Grocery (1)

  • Safeway · 697 Bernard Avenue424 m

Parks (2)

  • Rowcliffe Park · 1850 Richter Street79 m
  • Knowles Heritage Park591 m

Gyms (3)

  • Move & Flow · 589 Lawrence Avenue392 m
  • SPIN co · 410 Bernard Avenue663 m
  • BarreRoom · 410 Bernard Avenue664 m

Pharmacies (2)

  • Pharmasave354 m
  • Shoppers Drug Mart · 597 Bernard Avenue491 m

Banks & ATMs (5+)

  • Canadian Western Bank289 m
  • RBC Royal Bank413 m
  • TD · 1633 Ellis Street449 m
  • Beem Credit Union · 598 Bernard Avenue529 m
  • First West Credit Union · 507 Bernard Avenue575 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,475) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$231,600.00
Periodic payment — Principal & Interest (monthly)$1,494.20
Additional monthly expenses (strata, tax, utilities, etc.)$231.77
Total monthly cost$1,725.97
Interest paid over 5-yr term$66,377.23
Balance at end of term$208,324.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,475
Stress test qualifying rate8.09%
Payment you must qualify for$2,114.85

Cash Needed at Closing

Minimum down payment$14,475
Estimated BC PTT$3,790
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,765

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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