1809 Cardinal Creek Road
Kelowna, BC V1P1J3
$875,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 4.99 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,893.66
Interior
- Heating
- Baseboard heaters, Stove, Electric, Wood
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Hardwood
Exterior & Lot
- Exterior features
- Wood
- View
- Mountain view, View (panoramic)
- Pool
- Pool, Above ground pool, Outdoor pool
Building
- Roof
- Vinyl Shingles, Unknown
Parking
- Features
- Covered, RV, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Mud room | Basement | 11'1'' x 12'4'' |
| Full bathroom | Basement | 9'9'' x 8'6'' |
| Recreation room | Basement | 11'9'' x 21'5'' |
| Full bathroom | Second level | 5'0'' x 8'10'' |
| Bedroom | Second level | 8'0'' x 8'10'' |
| Bedroom | Second level | 9'4'' x 12'0'' |
| Primary Bedroom | Second level | 19'0'' x 11'6'' |
| Dining room | Main level | 7'4'' x 9'6'' |
| Kitchen | Main level | 11'4'' x 9'1'' |
| Living room | Main level | 11'0'' x 11'4'' |
Listing Information
- MLS®
- 10393958
- Listed
- July 8, 2026
- Time on market
- On the market for 54 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
This remarkable 5-acre property, located just 10 minutes from Kelowna, offers a perfect blend of privacy and convenience. Whether you're spending a summer day with family or enjoying a cozy winter evening by the fire, this property has something for everyone. Inside, the home features hardwood floors, an updated kitchen with modern appliances, a comfortable living room, and a dining area. Up the spiral stairs, you'll find three bedrooms, including a primary bedroom with a large walk-in closet. The new wood stove is incredibly efficient and can heat the entire home, while the downstairs offers plenty of space for relaxation, a newly tiled shower in the bathroom and laundry facilities. The outdoor amenities are a nature lover's dream, including a greenhouse with a wood stove, two chicken coops, three wood sheds, a kids playhouse, a pool, a hot tub, and a firepit. The property also includes a new hot water tank, workshop with access to the front yard, making it a great space for DIY projects or hobbies. A pole barn. A storage shed. Situated in Joe Rich, this acreage offers an excellent location directly on the school bus route, with pick-up at the end of the driveway. Additionally, it's only a 25-minute drive to the world-class Big White Ski/ Bike Resort. This property truly has it all. (id:63159)
Values & Trends
This listing
$732/sqft
Building average
—
No other active listings in this building
Joe Rich average
$608/sqft
16 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Black Mountain Elementary | Elementary | 9.9 km |
| Rutland Elementary | Elementary | 12.3 km |
| South Rutland Elementary | Elementary | 12.4 km |
| Rutland Senior Secondary | Elementary | 12.8 km |
| Belgo Elementary School | Elementary | 12.8 km |
| Rutland Middle School | Middle | 13.0 km |
| Ellison Elementary | Elementary | 13.0 km |
| Okanagan Christian School(Independent) | K-12 | 13.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
Similar Listings Nearby
No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.