Property Type: Detached HouseOwnership: Freehold

1826 Bernard Avenue

Kelowna, BC V1Y6S3

$2,022,978

2 bed1 bath1,612 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,294.86

Interior

Heating
No heat
Fireplace
None

Parking

Features
Surfaced

Room Dimensions

RoomLevelDimensions
BedroomMain level1' x 1'
Full bathroomMain level
Primary BedroomMain level1' x 1'
KitchenMain level1' x 1'
Living roomMain level1' x 1'

Listing Information

MLS®
10365445
Listed
October 9, 2025
Time on market
On the market for 326 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

Developer Alert! Exceptional land assembly opportunity along the TSC on Bernard Ave. This site offers a combined 24,133 sqft. with 1810 and 1818 Bernard Ave, supported under the Kelowna OCP 2040 for low-rise apartment development of up to 6 storeys, townhomes, and other forms of infill. This unbeatable location is steps from the future middle school and the largest redevelopment project in Kelowna, Parkinson Rec Centre, with direct access to the KV Trail, Kelowna Golf & Country Club, and only minutes to downtown, schools, shops, and restaurants. A rare chance to secure a prime development parcel in one of Kelowna’s most transformative growth corridors. (id:63159)

Values & Trends

This listing

$1,255/sqft

Building average

No other active listings in this building

Kelowna South average

$749/sqft

80 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenmore ElementaryElementary973 m
Bankhead ElementaryElementary1.2 km
A S Matheson ElementaryElementary2.1 km
St Joseph Elementary School(Independent)Elementary2.3 km
Central SecondarySecondary2.4 km
Central School ProgramsK-122.4 km
The Balsam School(Independent)Elementary2.6 km
Watson Road ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • IHOP · 1950 Harvey Avenue737 m
  • De Bakker's Kitchen · 1014 Glenmore Drive789 m

Parks (5+)

  • Parkinson Recreation Park477 m
  • Jack Robertson Memorial Park504 m
  • Unnamed599 m
  • Calmels Park728 m
  • Redlich Pond Park755 m

Shopping (1)

  • Dollar Store785 m

Pharmacies (1)

  • London Drugs · 1950 Harvey Avenue790 m

Banks & ATMs (2)

  • TD · 1950 Harvey Avenue754 m
  • Unnamed761 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($404,596) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,618,382.00
Periodic payment — Principal & Interest (monthly)$10,441.25
Additional monthly expenses (strata, tax, utilities, etc.)$355.57
Total monthly cost$10,796.82
Interest paid over 5-yr term$463,832.93
Balance at end of term$1,455,739.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$404,596
Stress test qualifying rate8.09%
Payment you must qualify for$12,444.79

Cash Needed at Closing

Minimum down payment$404,596
Estimated BC PTT$38,689
Legal / closing costs (typical estimate)$1,500
Total cash needed$444,785

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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