18451 Crystal Waters Road Lot# 14
Oyama, BC V4V2G2
$1,289,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.16 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Strata / maintenance fee
- $600/mo
- Annual property tax
- $5,649.76
Maintenance Fee Includes
Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view
Restrictions & Policies
- Pets
- Allowed
- Rentals
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Listing Information
- MLS®
- 10395217
- Listed
- August 5, 2026
- Time on market
- On the market for 26 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.
Description
Set within the exclusive gated community of Crystal Waters, this exceptional lakeview homesite offers the rare opportunity to create a home inspired by one of Canada's most spectacular natural settings. Here, every day begins with panoramic views of the turquoise waters of Kalamalka Lake and ends surrounded by the peace and beauty that make this destination so extraordinary. Complete with an included boat slip and exclusive access to the private residents-only dock, your days can be spent boating, paddleboarding, swimming, or simply soaking in the Okanagan sunshine. Nearby hiking and Rail Trail, world-class golf at Predator Ridge, award-winning wineries, and Kelowna International Airport are all just minutes away, offering the perfect balance of recreation, convenience, and luxury. With services already available at the property line and the freedom to bring your own builder, this remarkable homesite is ready for your vision. Whether you're creating a year-round residence or an exceptional vacation retreat, this is more than a place to build-it's where your next chapter begins. (id:63159)
Location Insights
Weather
Nearest station: Vernon
16°C
—
Humidity 68%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Oyama Traditional School | Elementary | 4.6 km |
| Okanagan Landing Elementary | Elementary | 10.0 km |
| Kidston Elementary | Elementary | 11.5 km |
| Kalamalka Secondary | Elementary | 11.8 km |
| Davidson Road Elementary | Elementary | 11.9 km |
| Clarence Fulton Secondary | Elementary | 11.9 km |
| Ellison Elementary | Elementary | 11.9 km |
| Coldstream Elementary | Elementary | 12.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($103,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





