Property Type: Detached HouseOwnership: Freehold

18657 McKenzie Court

Summerland, BC V0H1Z3

$2,599,000

5 bed4.5 bath4 parking3,582 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.4 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,338

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Ceramic Tile, Vinyl, Mixed Flooring

Exterior & Lot

Exterior features
Stone, Stucco, Other
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomLower level9'8'' x 13'5''
BedroomLower level12'4'' x 12'7''
Full bathroomLower level4'10'' x 13'0''
BedroomLower level12'8'' x 13'4''
BedroomLower level9'6'' x 13'8''
3pc BathroomLower level4'11'' x 9'6''
Recreation roomLower level8'1'' x 10'7''
Recreation roomLower level29'5'' x 36'3''
5pc Ensuite bathMain level9'6'' x 11'10''
Primary BedroomMain level13'3'' x 27'5''
OfficeMain level10'4'' x 12'4''
Laundry roomMain level8'10'' x 11'6''
2pc BathroomMain level4'7'' x 7'9''
PantryMain level4'11'' x 6'11''
KitchenMain level10'11'' x 20'8''
Living roomMain level20'8'' x 25'5''
FoyerMain level5'7'' x 8'3''

Listing Information

MLS®
10386965
Listed
June 8, 2026
Time on market
On the market for 84 days
Data last synced
August 28, 2026

Listing provided by: Skaha Realty Group Inc. · Data source: CREA DDF.

Description

Welcome to one of the finest homes in Hunter Hills built by Rychter Custom Homes with spectacular unobstructed lake & mountain views! With EUROPEAN craftsmanship at the helm no expense has been spared in this quality 5 bed & 4 bath home. As you drive up you are immediately ""wowed"" with its impressive curb appeal featuring modern butterfly architecture & natural stonework. The view from the foyer will take your breath away as you continue to the Great Room. Here you will find an open concept living, dining, & kitchen area featuring an impressive 84 bottle wine wall, engineered flooring & gas fireplace. The kitchen is a chef's dream with JENNAIR appliances, 6 burner GAS stove, QUARTZ counters, POT FILLER, BLANCO sink, KOHLER fixtures, and walk-in pantry. A sumptuous primary and spa like en-suite with jetted shower is also located on the first floor. Rounding out the first level is a moody & modern powder room. European sliding doors will guide you to the your upper ITALIAN tiled deck where you can enjoy the 180 lake and countryside views well into the evening as you sit and sip around your cozy fire table. A backlit staircase leads you to your lower level that is as impressive as the first. Here you will find another Great Room with bar, 2nd viewing deck, 4 generous bedrooms & 2 beautiful bathrooms. Radiant & heat pump heating, swimming pool rough-ins, monitored security, wired data in each bedroom, heated garage & epoxy floors rounds out this complete package. (id:63159)

Values & Trends

This listing

$726/sqft

Building average

No other active listings in this building

Summerland Rural average

$760/sqft

27 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-122.5 km
Summerland Montessori School(Independent)Elementary3.1 km
Unisus Junior School(Independent)Elementary5.1 km
Unisus Senior School(Independent)Secondary5.1 km
Trout Creek ElementaryElementary7.4 km
Naramata ElementaryElementary7.5 km
West Bench ElementaryElementary14.3 km
Queens Park ElementaryElementary15.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($519,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,079,200.00
Periodic payment — Principal & Interest (monthly)$13,414.29
Additional monthly expenses (strata, tax, utilities, etc.)$957.17
Total monthly cost$14,371.46
Interest paid over 5-yr term$595,904.70
Balance at end of term$1,870,247.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$519,800
Stress test qualifying rate8.09%
Payment you must qualify for$15,988.32

Cash Needed at Closing

Minimum down payment$519,800
Estimated BC PTT$55,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$577,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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