Property Type: Detached HouseOwnership: Freehold

1866 COLE Street

Fruitvale, BC V0G1L0

$329,000

2 bed1 bath4 parking2,014 sqftBuilt 1941
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,358

Interior

Basement
Full
Heating
Forced air
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco
Waterfront
Waterfront on creek

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
KitchenMain level16'0'' x 11'2''
Living roomMain level14'10'' x 16'7''
Primary BedroomMain level10'7'' x 11'6''
BedroomMain level9'6'' x 11'1''
4pc BathroomMain level

Listing Information

MLS®
10391517
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Opportunity knocks in this solid Fruitvale home. Currently the property offers 2 bedrooms, 1 bathroom, and an unfinished basement with lots of potential. The basement previously hosted 2 additional bedrooms and 1 bathroom but experienced flooding. The space has since been fully remediated, and the studs are in place, ready for you to finish the area again and bring your ideas to life. The home sits in a desirable location on Cole Street with the comfort of nature at your door. A peaceful creek runs through the property, adding ambience, privacy, and a calming backdrop year round. Parking is a highlight with a covered carport, one additional off street space, and abundant street parking ideal for larger families, toys, or extra vehicles. Inside, the main floor layout is bright and practical, with comfortable living spaces and room to add value through updates or expansion. The yard provides both utility and atmosphere with the steady sound of the nearby water and plenty of space to create an outdoor setup that suits your lifestyle. This is a court ordered sale, offering a unique chance to secure a home with upside in a great neighbourhood, minutes to schools, shopping and local recreation. If you're ready to roll up your sleeves and rebuild something special, this is a property worth exploring. (id:63159)

Values & Trends

This listing

$163/sqft

Building average

No other active listings in this building

Village of Fruitvale average

$234/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,958

(2021 Census)

+2% since 2016

Density: 725.2/km²

Dwellings: 881

Median household income: $83,000

After-tax: $73,500

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 45
  • Germany0.8% · 15
  • Mexico0.5% · 10
  • United States of America0.5% · 10
  • Italy0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary467 m
Glenmerry ElementaryElementary8.3 km
Kootenay Columbia SecondarySecondary10.6 km
J Lloyd Crowe SecondaryElementary10.9 km
St Michael's Elementary(Independent)Elementary11.1 km
James L Webster ElementaryElementary14.2 km
des Sept-sommetsElementary/Middle18.3 km
Rossland Summit SchoolElementary/Middle18.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Simmer Down100 m
  • Fruitvale Kitchen516 m

Cafes (1)

  • Ruala Cafe · 1845 Highway 3B171 m

Parks (2)

  • Unnamed483 m
  • Unnamed556 m

Banks & ATMs (1)

  • Unnamed601 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay-Columbia (SD20)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$263,200.00
Periodic payment — Principal & Interest (monthly)$1,698.08
Additional monthly expenses (strata, tax, utilities, etc.)$380.83
Total monthly cost$2,078.91
Interest paid over 5-yr term$75,433.88
Balance at end of term$236,749.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,403.40

Cash Needed at Closing

Minimum down payment$16,450
Estimated BC PTT$4,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,530

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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