Property Type: Detached HouseOwnership: Freehold

1875 Bay St

Nanaimo, BC V9T3A4

$899,900

5 bed3 bath1 parking2,677 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Lot size
8,040 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,617.34

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
1

Room Dimensions

RoomLevelDimensions
Laundry roomLower level7'9 x 7'7
BedroomLower level9'11 x 11'11
BedroomLower level12'5 x 15'9
Living roomMain level18'10
KitchenLower level12'10 x 8'3
KitchenMain level8'9 x 16'7
Living roomMain level14'8 x 18'5
BathroomLower level4-Piece
Dining roomMain level8'9 x 16'7
BedroomMain level14'3 x 7'11
BedroomMain level14'4 x 9'11
Primary BedroomMain level15'5 x 10'10
EnsuiteMain level3-Piece
BathroomMain level2-Piece

Listing Information

MLS®
1044137
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: One Percent Realty Ltd. · Data source: CREA DDF.

Description

Come see this west coast styled home and live the island life in Departure Bay. Enjoy a morning coffee on the new deck and catch glimpses of the ocean, or unwind in the sunlit living room framed by classic 1960s West Coast post-and-beam architecture. This beautiful 2,677 sq. ft. home offers a serene, tree-lined sanctuary tailored for both lively entertaining and cozy daily living. Open-concept features natural light, soaring wood ceilings, and an updated kitchen. Modern thermal windows enhance energy efficiency, keeping the space bright and comfortable year-round. Spacious 5-bedroom, 3-bathroom design includes a 2-bedroom unauthorized suite downstairs—ideal for extended family, guests, or mortgage-helper potential. Outside, enjoy landscaped grounds, mature trees, and a backyard ready for kids, pets, and summer BBQs. In sought-after Departure Bay- minutes from the beach, shopping, schools, and all amenities in Nanaimo. Buyer to verify any info fundamental to the purchase. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Departure Bay average

$480/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Departure Bay ElementaryElementary589 m
Rock City ElementaryElementary877 m
Wellington SecondarySecondary1.4 km
Cilaire ElementaryElementary1.9 km
Forest Park ElementaryElementary1.9 km
Syuẁén'ct Elementary SchoolElementary2.3 km
OceaneElementary2.4 km
Uplands Park ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Felice Cafe · 1420 Wingrove Street776 m

Parks (5+)

  • Park Gully Park · 2930 Haliday Crescent155 m
  • Departure Ravine Park · 3321 Departure Bay Road316 m
  • Keighley Park · 2019 Bay Street325 m
  • Staffordshire Park · 2810 Staffordshire Terrace377 m
  • Shaughnessy Park · 630 Shaughnessy Place405 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$602.11
Total monthly cost$5,246.79
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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