Property Type: Detached HouseOwnership: Freehold

18775 CHILCOTIN 20 HIGHWAY

Chilcotin, BC V0L1M0

$650,000

1 bed1 bath621 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
140 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,050.96 (2025)

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Carport, Open

Room Dimensions

RoomLevelDimensions
Laundry roomMain level
Primary BedroomMain level
Living roomMain level
KitchenMain level

Listing Information

MLS®
R3138660
Listed
June 23, 2026
Time on market
On the market for 70 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Discover 140 acres of pristine Chilcotin wilderness surrounded by Crown land on three sides. Offering direct access to trails leading to Miner Lake and Perkins Peak, while the front porch captures glimpses of beautiful One Eye Lake. Whether you enjoy hunting, fishing, hiking, horseback riding, or exploring the backcountry, adventure begins right outside your door. The property features a cozy one-bedroom home, guest cabin, hunting cabin, shower house, shop, chicken coop/storage barn, carport, multiple storage buildings, and two wells, one solar powered and a fully fenced yard. Property is fire smarted and equipped with sprinklers. (id:63159)

Values & Trends

This listing

$1,047/sqft

Building average

No other active listings in this building

Chilcotin average

$343/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 67%

Wind ESE 9 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$201.91
Total monthly cost$3,556.78
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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