Property Type: OtherOwnership: Freehold

1903 OTTER ROAD

Chilcotin, BC V0L1R0

$349,500

1 bed1 bath552 sqftBuilt 9999
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Property Details

Property & Lot

Sub-type
Recreational
Stories
1
Lot size
3.3 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$661.09 (2025)

Interior

Basement
None
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view
Waterfront
Waterfront

Building

Foundation
Concrete Block
Roof
Metal, Conventional

Parking

Features
Detached Garage, Open, RV

Room Dimensions

RoomLevelDimensions
KitchenMain level
FoyerMain level
Utility roomMain level
Bedroom 2Main level
Enclosed porchMain level

Listing Information

MLS®
R3124629
Listed
May 19, 2026
Time on market
On the market for 104 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Interior Properties · Data source: CREA DDF.

Description

Escape to your own private retreat on the shores of Nimpo Lake. This beautifully treed 3.3-acre property offers exceptional privacy and seclusion, with a well-built 552 sq. ft. cabin that is fully serviced with power, water, and septic. Thoughtfully constructed to be rodent-proof, the cabin is cozy, efficient, and designed for carefree lakefront living. Comes with its own metal boat dock. Enjoy breathtaking sunset views over the water from the sheltered bay, a haven for wildlife and bird enthusiasts, where loons, swans, and countless other species are frequent visitors. The property also features RV parking complete with power, water, and a sani-dump conveniently located near the pump-out. New in 2023 are a carport, shop, covered work area, and wood storage, with electricity—making this an exceptional turnkey recreational getaway. (id:63159)

Values & Trends

This listing

$633/sqft

Building average

No other active listings in this building

Chilcotin average

$625/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 67%

Wind ESE 9 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Dutchman Restaurant525 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,475) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,600.00
Periodic payment — Principal & Interest (monthly)$1,803.88
Additional monthly expenses (strata, tax, utilities, etc.)$83.09
Total monthly cost$1,886.98
Interest paid over 5-yr term$80,134.16
Balance at end of term$251,501.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,475
Stress test qualifying rate8.09%
Payment you must qualify for$2,553.16

Cash Needed at Closing

Minimum down payment$17,475
Estimated BC PTT$4,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,965

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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