Property Type: Detached HouseOwnership: Leasehold

1910 OTTER ROAD

Chilcotin, BC V0L1R0

$300,000

2 bed2 bath1,527 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.71 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$2,081.23 (2025)

Interior

Basement
Partially finished, Crawl space
Heating
Forced air, Electric, Wood
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, View
Waterfront
Waterfront

Building

Foundation
Concrete Block
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Enclosed porchMain level
Bedroom 2Main level
FoyerMain level
LoftAbove
Utility roomBasement
StorageBasement
Dining nookBasement
PantryBasement
Living roomMain level
MediaMain level
Bedroom 3Basement

Listing Information

MLS®
R3089913
Listed
February 14, 2026
Time on market
On the market for 199 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Interior Properties · Data source: CREA DDF.

Description

Experience luxury rural living at its finest in this stunning 2-bedroom, 2-bathroom retreat overlooking Nimpo Lake and the majestic coastal mountains. The soaring vaulted ceiling with expansive windows floods the home with natural light and frames breathtaking panoramic views. The master bedroom features unique windows that open to the living area below, creating an airy loft-like ambiance while capturing the full spectacle of lake and mountain vistas. Pamper yourself in the ensuite's generous soaker tub after a day of adventure. The well-appointed kitchen also showcases those remarkable views, making meal preparation a pleasure. Enjoy fuss-free electric heat complemented by a cozy woodstove for guaranteed warmth and ambiance. Year-round recreation awaits—boating, fishing, swimming, skating, snowmachining, and unforgettable sunsets. Located on leased land with 25 years remaining on a 30-year lease, this property offers an exceptional lifestyle opportunity. (id:63159)

Values & Trends

This listing

$196/sqft

Building average

No other active listings in this building

Chilcotin average

$420/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 67%

Wind ESE 9 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$240,000.00
Periodic payment — Principal & Interest (monthly)$1,548.40
Additional monthly expenses (strata, tax, utilities, etc.)$249.44
Total monthly cost$1,797.83
Interest paid over 5-yr term$68,784.69
Balance at end of term$215,880.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,191.55

Cash Needed at Closing

Minimum down payment$15,000
Estimated BC PTT$4,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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