Property Type: Detached HouseOwnership: Freehold

192 Colvilleton Trail

Protection Island, BC V9R6R1

$660,000

3 bed2 bath2 parking1,332 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
7,998 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,104

Interior

Heating
Baseboard heaters, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view, Ocean view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
WorkshopOther8'4 x 11'6
Family roomSecond level16'11 x 17'10
BathroomSecond level7'0 x 9'1
BedroomSecond level8'4 x 11'9
EntranceMain level4'11 x 14'8
BathroomMain level8'0 x 7'10
BedroomMain level9'2 x 9'0
BedroomMain level11'5 x 9'0
Living roomMain level15'10 x 13'6
Dining roomMain level12'8 x 9'6
KitchenMain level12'8 x 9'6
EntranceMain level14'8 x 4'11

Listing Information

MLS®
1041861
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Welcome to this well maintained,3 bed 2 bath home located in one of the sunniest areas of the island. A short walk from fabulous swimming beaches, public boat launch, & the island community hall -it's ready for you to make your summer memories here! An expansive wrap around deck makes outside entertaining a pleasure. Inside, the warm wood finished interior has a bright open plan living/kitchen/dining space with 2 walls of windows overlooking the level, low maintenance yard.A ductless heat pump provides both heating & cooling, plus there's a woodstove for extra warmth on the coolest days. There are 2 bedrooms on the main floor, a 3 pce bath & laundry; Upstairs -a spacious family room with harbour views, & a covered walk out balcony. On this level you'll also find the primary bedroom, & a 3 pce bath with soaker tub. As a bonus there's lots of storage in the concrete insulated crawlspace, a wired workshop for your projects, a golf cart shed, all surrounded by mature privacy hedge. Protection Island is a short boat or ferry ride to Downtown Nanaimo- from there connect by seaplane,Helijet, Hullo or BC Ferries. (id:63159)

Values & Trends

This listing

$495/sqft

Building average

No other active listings in this building

Protection Island average

$646/sqft

11 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary1.9 km
Bayview ElementaryElementary2.7 km
Brechin ElementaryElementary2.8 km
Fairview ElementaryElementary2.9 km
Georgia Avenue ElementaryElementary3.3 km
Secondaire de NanaimoSecondary3.5 km
Nanaimo District SecondarySecondary3.5 km
OceaneElementary3.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Captain Flint Park · 153 Captain Morgans Boulevard82 m
  • Gallows Point Light Park · 208 Colvilleton Trail257 m
  • Underwear Island284 m
  • Captain Morgan Park · 174 Pirates Lane343 m
  • Smugglers Park · 86 Captain Morgans Boulevard581 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($41,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$528,000.00
Periodic payment — Principal & Interest (monthly)$3,406.48
Additional monthly expenses (strata, tax, utilities, etc.)$409.00
Total monthly cost$3,815.48
Interest paid over 5-yr term$151,326.32
Balance at end of term$474,937.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,759.89

Cash Needed at Closing

Minimum down payment$41,000
Estimated BC PTT$11,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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