Property Type: Detached HouseOwnership: Freehold

1939 Coldwater Drive Unit# 142

Kamloops, BC V2E0B3

$789,900

4 bed3 bath3 parking2,129 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.05 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$140/mo
Annual property tax
$4,632.98

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement
Utility roomBasement6'1'' x 11'2''
Laundry roomBasement7'11'' x 8'7''
BedroomBasement10'11'' x 9'0''
Recreation roomBasement16'11'' x 35'11''
3pc BathroomMain level
4pc BathroomMain level
BedroomMain level9'11'' x 10'11''
BedroomMain level8'11'' x 10'0''
Primary BedroomMain level14'5'' x 13'5''
Living roomMain level16'2'' x 13'1''
Dining roomMain level8'9'' x 8'3''
KitchenMain level14'4'' x 15'2''

Listing Information

MLS®
10397666
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Fantastic opportunity in Coldwater Terrace! This detached home offers 4 bedrooms, 3 bathrooms, a double garage and a small, manageable fenced yard — perfect for those who want the space of a home without spending their weekends maintaining a big yard. Conveniently located near the entrance of the complex, it’s just steps from visitor parking and a large green space that feels like an extension of the yard without the upkeep. The main floor features hardwood flooring and a bright, open living space with a gas fireplace, built-in shelving and access to the back deck with a natural gas BBQ hookup and fenced yard. There are 3 bedrooms on the main, including a spacious primary with walk-in closet and 3-piece ensuite, plus a full main bathroom. Downstairs offers plenty of additional space with a 4th bedroom, large rec room with room to play, laundry room with sink and a separate den that works well as a home office, gym or hobby space. The double garage also offers built-in storage. Located in Juniper Heights, minutes from trails, dog parks, the Kamloops Bike Ranch and pump track, this is a great fit for families and active buyers who want room to live without being tied down by a high-maintenance property. Low strata fee of $140/month. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

Juniper Ridge average

$365/sqft

22 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Juniper Ridge ElementaryElementary1.3 km
Marion Schilling ElementaryElementary2.0 km
Valleyview SecondarySecondary2.1 km
Ralph Bell Elementary SchoolElementary2.6 km
Sk'elep School of Excellence(Independent)Elementary3.6 km
Kamloops School of the ArtsK-124.0 km
South Kamloops SecondarySecondary4.2 km
Ecole Lloyd George ElementaryElementary4.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Juniper Park450 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($53,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$631,920.00
Periodic payment — Principal & Interest (monthly)$4,076.93
Additional monthly expenses (strata, tax, utilities, etc.)$632.08
Total monthly cost$4,709.02
Interest paid over 5-yr term$181,110.09
Balance at end of term$568,414.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$53,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,658.89

Cash Needed at Closing

Minimum down payment$53,990
Estimated BC PTT$13,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$69,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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