Property Type: Detached HouseOwnership: Freehold

195 Pin Cushion Trail

Keremeos, BC V0X1N4

$1,450,000

3 bed2 bath2 parking2,066 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
11.83 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,467

Interior

Heating
Heat Pump, Radiant heat, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Propane, Unknown
Flooring
Concrete, Other

Exterior & Lot

Exterior features
Stucco
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Other, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV

Room Dimensions

RoomLevelDimensions
Utility roomMain level10'3'' x 9'3''
Primary BedroomMain level17'1'' x 16'11''
BedroomMain level12'5'' x 9'7''
Living roomMain level12'5'' x 17'7''
KitchenMain level17'8'' x 11'10''
FoyerMain level8'2'' x 11'10''
Family roomMain level14'11'' x 18'1''
Dining roomMain level9'9'' x 11'10''
BedroomMain level12'5'' x 12'9''
4pc BathroomMain level5'3'' x 8'6''
3pc Ensuite bathMain level8'5'' x 12'8''

Listing Information

MLS®
10396776
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Imagine waking up to sweeping Similkameen Valley vistas in this immaculate 2,000+ sq ft contemporary rancher. Custom built one owner home is entering the market for the very first time. This beautifully designed home features three bedrooms, two bathrooms and multiple auxiliary rooms. Walls of windows that bathe every room in natural light while showcasing the dramatic landscape beyond. High ceilings amplify the sense of space and connection to the stunning surroundings. This expansive property offers endless possibilities - from the private courtyard perfect for summer entertaining and the option for a pool. Ample space for RV storage, multiple vehicles, and that custom shop you've been planning. Wildlife corridors and hiking trails provide year-round recreation literally steps from your door, while zoning allows for a secondary residence to generate income or accommodate family. Perfectly positioned for convenience without sacrificing privacy, you're minutes from Keremeos services, half an hour from Penticton's amenities and wine country, and just 40 minutes to the US border. Paved road access ensures easy year-round living, while an exceptional well delivers abundant, quality water. This turnkey property remains under warranty and requires minimal maintenance, letting you focus on enjoying the lifestyle change you've been seeking for years to come. Where else can you own nearly 12 acres of pristine BC countryside with views that never get old. (id:63159)

Values & Trends

This listing

$702/sqft

Building average

No other active listings in this building

Keremeos average

$388/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary1.6 km
Similkameen Elem-SecondaryK-121.6 km
Cawston Primary SchoolElementary6.3 km
Oliver ElementaryElementary19.5 km
Southern Okanagan SecondarySecondary19.6 km
Southern Okanagan AltSecondary19.6 km
Tuc-el-Nuit ElementaryElementary19.8 km
Senpaq'cin School(Independent)Elementary21.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (strata, tax, utilities, etc.)$475.25
Total monthly cost$7,959.18
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$120,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,227.23

Cash Needed at Closing

Minimum down payment$120,000
Estimated BC PTT$27,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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