Property Type: Land / LotOwnership: Freehold

19595 SILVERHOPE ROAD, Hope

Hope, BC V0X1L2

$416,000

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Property Details

Property & Lot

Lot size
39,500 square feet
Frontage
79 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,380.9 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3126328
Listed
May 21, 2026
Time on market
On the market for 102 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: One Percent Realty Ltd. · Data source: CREA DDF.

Description

This 0.905-acre (approx. 39,500 sq. ft.) flat lot offers a rare creek-side setting backing onto Silver-Hope Creek, just steps from Silver Creek Elementary and minutes to amenities and Highway 1. Zoned RS-1, with nearby services, the site accommodates single-family, mobile, modular, or log-home construction. An excellent option for those looking to build, invest, or assemble land. Land Survey Certificate, Geo Hazard Assessment Report & Riparian Report Draft available. The neighbouring parcel (MLS R3122137) is also available, providing potential for SSMUH, future development, or boundary realignment across nearly 3 acres. (id:63159)

Location Insights

Weather

Clear

17°C

Clear

Humidity 84%

Wind W calm km/h

Tonight

13°

Tuesday

23°

Tuesday night

15°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

6,686

(2021 Census)

+8.2% since 2016

Density: 163.6/km²

Dwellings: 3,243

Median household income: $64,000

After-tax: $58,800

Immigrant population: 14.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 195
  • United States of America1.6% · 110
  • Netherlands1% · 70
  • Germany0.8% · 55
  • Philippines0.7% · 45
  • India0.4% · 30
  • Mexico0.4% · 25
  • Poland0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Silver Creek ElementaryElementary970 m
Two Rivers Education CentreSecondary3.7 km
Spirit of Hope SecondaryK-124.0 km
Coquihalla ElementaryElementary4.3 km
Harrison Hot Springs ElementaryElementary23.6 km
Agassiz Christian School(Independent)Elementary24.2 km
Kent ElementaryElementary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Fraser-Cascade (SD78)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$332,800.00
Periodic payment — Principal & Interest (monthly)$2,147.11
Additional monthly expenses (strata, tax, utilities, etc.)$198.41
Total monthly cost$2,345.52
Interest paid over 5-yr term$95,381.44
Balance at end of term$299,354.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,800
Stress test qualifying rate8.09%
Payment you must qualify for$3,038.95

Cash Needed at Closing

Minimum down payment$20,800
Estimated BC PTT$6,320
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,620

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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