Property Type: OtherOwnership: Freehold

1969 Osprey Lane

Cawston, BC V0X1C1

$940,000

3 bed2.5 bath10 parking1,678 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
6.58 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$3,775.28

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

View
Mountain view, River view, Valley view
Waterfront
Waterfront on creek

Building

Roof
Metal, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, See Remarks, Heated Garage

Room Dimensions

RoomLevelDimensions
BedroomSecond level8'10'' x 12'1''
BedroomSecond level8'10'' x 12'2''
OtherSecond level7'11'' x 7'6''
Primary BedroomSecond level13'7'' x 12'11''
4pc BathroomSecond level7'10'' x 7'9''
Laundry roomMain level7'10'' x 7'10''
Living roomMain level18'3'' x 14'10''
KitchenMain level13'7'' x 13'1''
FoyerMain level8'3'' x 8'2''
Dining roomMain level13'7'' x 7'1''
2pc BathroomMain level7'10'' x 4'10''

Listing Information

MLS®
10373277
Listed
January 22, 2026
Time on market
On the market for 221 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Amos Realty · Data source: CREA DDF.

Description

Escape to 6.58 acres of pristine, flat, and fully irrigated land where your lifestyle isn't limited by zoning. Whether you envision a boutique farm, a world-class equestrian setup, or the ultimate private retreat, this property is a rare blank canvas. The centerpiece for any enthusiast is the massive 985 sq. ft. heated workshop—boasting 18-foot ceilings, a 14-foot overhead door, and high-output power for your heaviest projects or tallest toys. The custom-built residence offers a bright, modern ""easy-living"" floor plan. Every square inch is maximized with custom cabinetry and clever built-in storage in the primary suite, ensuring a space that is as organized as it is beautiful. With dual wells (domestic/irrigation) and full 50-amp RV hookups, the infrastructure is already here to support your biggest dreams. This isn't just a home; it's an opportunity to own a piece of the Okanagan that works as hard as you do. * Information package available upon request* Some pictures are virtually staged* (id:63159)

Values & Trends

This listing

$560/sqft

Building average

No other active listings in this building

Cawston average

$865/sqft

7 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cawston Primary SchoolElementary1.2 km
Similkameen Secondary AltSecondary6.3 km
Similkameen Elem-SecondaryK-126.3 km
Oliver ElementaryElementary14.7 km
Southern Okanagan AltSecondary14.8 km
Southern Okanagan SecondarySecondary14.8 km
Tuc-el-Nuit ElementaryElementary15.0 km
Senpaq'cin School(Independent)Elementary17.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($69,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$752,000.00
Periodic payment — Principal & Interest (monthly)$4,851.65
Additional monthly expenses (strata, tax, utilities, etc.)$398.61
Total monthly cost$5,250.26
Interest paid over 5-yr term$215,525.36
Balance at end of term$676,426.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,697.69

Cash Needed at Closing

Minimum down payment$69,000
Estimated BC PTT$16,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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