Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

198 ROY Avenue Unit# 208

Penticton, BC V2A3M9

$210,000

2 bed1 bath1 parking763 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$389/mo
Annual property tax
$1,410.91

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level10'11'' x 12'5''
StorageMain level5'7'' x 4'7''
Living roomMain level11'10'' x 13'8''
KitchenMain level7'2'' x 6'11''
Dining roomMain level8'1'' x 5'9''
BedroomMain level9'2'' x 10'2''
4pc BathroomMain level4'11'' x 8'1''

Listing Information

MLS®
10397648
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Sun filled from morning to night, this upper level unit is anchored by an open living and dining space with a slider out to your own covered balcony where you can enjoy your morning coffee with a mountain view, and natural light all day long. The functional layout also includes two bedrooms plus a bonus room off the entry with built-in shelving, ideal as a pantry or storage.The galley style kitchen is clean and functional, ready for you to make it your own. Tucked into a well established, quiet building just steps from Cherry Lane Shopping Centre, with the hospital and transit close by this is an easy, practical location whether you're buying your first place, or downsizing into something simpler. (id:63159)

Values & Trends

This listing

$275/sqft

Building average

No other active listings in this building

Main South average

$409/sqft

53 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Holy Cross School(Independent)Elementary/Middle1.3 km
Princess Margaret SecondarySecondary1.5 km
Penticton Christian School(Independent)K-121.6 km
Wiltse ElementaryElementary1.7 km
Penticton SecondarySecondary1.9 km
Secondaire de PentictonSecondary1.9 km
ConnectEd - Alternative ProgramsSecondary2.1 km
Entre-lacsElementary/Middle2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Boston Pizza543 m
  • Earls · 1848 Main Street572 m
  • White Spot · Main Street625 m

Cafes (5+)

  • Tim Hortons454 m
  • Blenz Coffee · 2111 Main Street469 m
  • Wheatgrass Cafe · Main Street689 m
  • Starbucks · 1636 Main Street737 m
  • Tim Hortons · 1697 Fairview Road753 m

Grocery (4)

  • Save-On-Foods362 m
  • Penticton Global Grocers · 2150 Main Street560 m
  • Whole Foods Market · Main Street698 m
  • Real Canadian Superstore795 m

Parks (3)

  • Lions Park · 198 Warren Avenue West275 m
  • Ellis Creek Park570 m
  • Unnamed753 m

Shopping (2)

  • Cherry Lane Shopping Centre · 2111 Main Street384 m
  • Winners596 m

Pharmacies (2)

  • London Drugs494 m
  • PharmaChoice · 1848 Main Street634 m

Banks & ATMs (3)

  • Valley First Credit Union · Main Street409 m
  • Unnamed551 m
  • TD605 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$168,000.00
Periodic payment — Principal & Interest (monthly)$1,083.88
Additional monthly expenses (strata, tax, utilities, etc.)$544.58
Total monthly cost$1,628.45
Interest paid over 5-yr term$48,149.28
Balance at end of term$151,116.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,534.09

Cash Needed at Closing

Minimum down payment$10,500
Estimated BC PTT$2,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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