Property Type: Mobile / ManufacturedOwnership: Leasehold

20 3497 Gibbins Rd

Duncan, BC V9L6C9

$279,900

2 bed1 bath2 parking832 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Manufactured Home
Zoning
Residential

R5

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$520/mo
Annual property tax
$600

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level12' x 16'
Living roomMain level12' x 17'
BedroomMain level13' x 9'
Primary BedroomMain level12' x 11'
EntranceMain level8' x 8'
BathroomMain level4-Piece

Listing Information

MLS®
1038152
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

ATTENTION active 55+ buyers! Vacant and ready to move in FULLY RENOVATED 2 bedroom home for only $279,900! Enjoy carefree living in Evergreen Place, one of the BEST manufactured home parks in the Cowichan Valley ($520/mo pad fee, pet-friendly, subject to park approval). Updates include new plumbing and electrical, heat pump with A/C, new roof, cement board siding, vinyl plank flooring throughout, new kitchen and bathroom with fresh bright counters, cabinets and full-size appliances and laundry, 2026 NEW HW tank, LED lighting, light filtering blinds and MORE! Outside enjoy a HUGE covered deck, big sunny fully fenced private yard, garden shed plus 2 parking spaces. To top it off you can enjoy Nature at your doorstep, local transit, and you are minutes to the hospital, downtown Duncan shopping, restaurants, services, and more. Book your viewing TODAY! (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

West Duncan average

$299/sqft

2 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary1.7 km
Ecole Mount Prevost ElementaryElementary1.9 km
Queen Margaret's(Independent)K-122.0 km
Khowhemun ElementaryElementary2.2 km
Cowichan Open SchoolSecondary2.3 km
Cowichan Valley Open Learning Co-OpSecondary2.3 km
Drinkwater ElementaryElementary2.4 km
Quamichan SchoolSecondary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Cowichan Valley Trail596 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,920.00
Periodic payment — Principal & Interest (monthly)$1,444.66
Additional monthly expenses (strata, tax, utilities, etc.)$612.00
Total monthly cost$2,056.66
Interest paid over 5-yr term$64,176.12
Balance at end of term$201,416.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,044.72

Cash Needed at Closing

Minimum down payment$13,995
Estimated BC PTT$3,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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