Property Type: Detached HouseOwnership: Freehold

20 GRANDY Lane

Cambridge, BC N1R8K2

$1,750,000

5 bed3.5 bath8 parking3,439 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Style
Raised bungalow
Stories
1
Frontage
163 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$12,264

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (3)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Oven - Built-In, Wet Bar, Microwave Built-in

Exterior & Lot

Exterior features
Stone
View
River view
Lot features
Cul-de-sac, Conservation/green belt, Wet bar, Private Yard

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Septic System

Parking

Total spaces
8 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement16'7'' x 17'5''
StorageBasement7'10'' x 14'0''
BedroomBasement16'7'' x 15'0''
OtherBasement9'2'' x 12'6''
4pc BathroomBasement7'6'' x 7'4''
BedroomBasement10'5'' x 11'3''
BedroomBasement14'10'' x 13'3''
Recreation roomBasement22'9'' x 25'0''
Laundry roomMain level7'8'' x 5'6''
2pc BathroomMain level6'0'' x 5'6''
5pc Ensuite bathMain level12'2'' x 11'7''
Primary BedroomMain level21'2'' x 17'5''
Living roomMain level20'9'' x 15'3''
Dining roomMain level25'4'' x 14'0''
KitchenMain level19'8'' x 18'5''
BedroomMain level14'7'' x 18'1''
FoyerMain level11'6'' x 14'0''

Listing Information

MLS®
40844635
Listed
July 7, 2026
Time on market
On the market for 69 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

RARE OPPORTUNITY! Custom built raised bungalow on a 1.04-acre lot, offering court location surrounded by protected greenspace. This exclusive, 10 estate court rarely has homes come up for sale and 20 Grandy lane is one that takes full advantage of the natural features, completely backing onto mature forest with direct access to Millcreek conservation land. The home features a stunning all stone exterior with a beautiful retaining wall and carefully set natural stone steps, leading to the front door. The main level layout is wide open with large windows, designed to overlook the backyard from anywhere within the open space and providing access to the elevated multi-level deck completed with composite decking and glass rails. A rich, maple raised panel kitchen sits central with an oversized quartz countertop and raised bar sitting area; elegant crown molding finishes the cabinets to the ceiling with built-in stainless-steel appliances, gas cooktop. Equal in elegance is the built-in family room wall unit featuring gas fireplace insert. A three-sided fireplace separates the dining room from a sunken sitting area providing for an elevated view of the backyard; coffered ceiling accents and hardwood flooring span the space. Completing the space is a large bedroom, laundry, 2-piece bathroom, and the primary suite, complete with walk in closet and recently renovated(2023) 5-piece spa like ensuite. A hardwood staircase leads to the lower level which is still completely above grade; the home was strategically placed to take full advantage of the walkout. Lower level gives access to the oversized, staggered double car garage. Perfectly suited as a multi-generational home, offering three bedrooms, a recently renovated (2023) 4-piece bathroom, recreation room with gas fireplace, and kitchenette along with wet bar. Roof(2024), Additional oversized garden shed for equipment storage. Minutes from the 401, amenities, and schools. Don’t miss this truly beautiful property! (id:63159)

Values & Trends

This listing

$509/sqft

Building average

No other active listings in this building

33 - Clemens Mills/Saginaw average

$336/sqft

17 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($350,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,400,000.00
Periodic payment — Principal & Interest (monthly)$9,032.32
Additional monthly expenses (strata, tax, utilities, etc.)$1,194.00
Total monthly cost$10,226.32
Interest paid over 5-yr term$401,244.02
Balance at end of term$1,259,304.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$350,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,765.51

Cash Needed at Closing

Minimum down payment$350,000
Estimated BC PTT$33,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$384,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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