Property Type: Detached HouseOwnership: Freehold

20 Wallace Mountain Road

Beaverdell, BC V0H1A0

$399,000

3 bed1 bath2 parking1,630 sqftBuilt 1930
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.33 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$691.21

Interior

Basement
Partial
Heating
Forced air, Electric, See remarks
Cooling / A/C
See Remarks
Fireplace
Yes
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Stucco
Waterfront
Waterfront on stream

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
BedroomMain level6'0'' x 13'0''
BedroomMain level9'0'' x 13'0''
Primary BedroomMain level6'0'' x 17'0''
KitchenMain level16'0'' x 19'0''
Living roomMain level16'0'' x 18'0''

Listing Information

MLS®
10378526
Listed
March 16, 2026
Time on market
On the market for 168 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Creekside Living in the Heart of Beaverdell! Enjoy this cozy 2-bedroom plus den 1-bathroom home nestled along the tranquil banks of Beaver Creek. Set on a spacious, fully fenced lot right in town—just across from the general store and within walking distance to local amenities—this property offers peace, privacy, and convenience. A charming bonus cabin on-site makes a great guest house, art studio, or potential mortgage helper/Airbnb. The covered deck is perfect for relaxing evenings, with the soothing sounds of the creek just steps away—ideal for cooling off on hot summer days. The backyard shop provides room for tools, gear, or ATVs, plus there’s ample parking for RVs or extra vehicles. The fully fenced yard is great for dogs and family pets to roam safely. Beaverdell is a gateway to outdoor adventure—surrounded by lakes, scenic hiking trails, and only 40 minutes to Big White Ski Resort. Recent upgrades include a WETT-certified wood stove, triple-pane windows, PEX plumbing, spray foam insulation, privacy fencing, and more. Embrace small-town charm and a simpler lifestyle in this move-in-ready gem. Surrounded by nature, Beaverdell offers endless outdoor recreation, explore nearby lakes like Idabel and Arlington for fishing, kayaking, and swimming. Hike scenic trails through forests and along the Kettle Valley Rail Trail. Just 40 minutes to Big White Ski Resort for world-class skiing and snowboarding. Enjoy year-round adventure in this hidden gem of the Boundary Country. (id:63159)

Values & Trends

This listing

$245/sqft

Building average

No other active listings in this building

Beaverdell/Carmi average

$631/sqft

8 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Beaverdell ElementaryElementary476 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$139.60
Total monthly cost$2,198.97
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information