Property Type: Land / LotOwnership: Freehold

200 LOWER ARROW Lake

Castlegar, BC V1N4V8

$193,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
14.26 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$527.87

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10362706
Listed
September 15, 2025
Time on market
On the market for 350 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Kootenay Bliss!! If you really want a great place to get away from it all this is it! Totally off the grid but not that far away from amenities. This 14.26 Acre parcel has a creek running through it with a active water license, beautiful views and peace and quiet. This property is not waterfront but close enough to enjoy the lake life without the price tag. The cabin is a great place to camp out and the property could be developed with solar power, gravity fed water and great garden spots. If you want to start the next journey and be off the grid but self-sufficient this is the one for you! Build your dream home or just enjoy the simple life. This property has so many possibilities. (id:63159)

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 66%

Wind NNW 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Robson Community SchoolElementary19.3 km
Stanley Humphries SecondarySecondary22.2 km
Twin Rivers ElementaryElementary22.3 km
Kinnaird ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,650) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$154,400.00
Periodic payment — Principal & Interest (monthly)$996.14
Additional monthly expenses (strata, tax, utilities, etc.)$43.99
Total monthly cost$1,040.13
Interest paid over 5-yr term$44,251.48
Balance at end of term$138,883.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,650
Stress test qualifying rate8.09%
Payment you must qualify for$1,409.90

Cash Needed at Closing

Minimum down payment$9,650
Estimated BC PTT$1,930
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,080

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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