Property Type: Condo / ApartmentOwnership: Strata

201 1320 FIR STREET

White Rock, BC V4B4B2

$349,799

2 bed1 bath1 parking847 sqftBuilt 1974
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Amenities

Also listed: Shared Laundry

Property Details

Property & Lot

Sub-type
Apartment
Stories
3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$479/mo
Annual property tax
$2,142.07 (2025)

Interior

Basement
None, Unknown
Heating
Baseboard heaters
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3120658
Listed
May 7, 2026
Time on market
On the market for 116 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty (Surrey/152) · Data source: CREA DDF.

Description

Affordable bright and spacious move in ready 2 bedroom corner unit in tranquil White Rock! Convenient location features a short walk to the beach, shopping and schools. West and South facing windows include partial ocean view. Unit features a fully upgraded kitchen, laminate floors, fresh paint and stainless steel appliances! Maintenance fee includes hot water. Measurements approximate & info not guaranteed, buyers to verify if deemed important. No age restrictions! (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

White Rock average

$705/sqft

162 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$537,700

Jul 2026

Average Sale Price

$784,779

Jul 2026

Monthly Sales

28

Jul 2026

Active Listings

171

Jul 2026

Sales-to-Active Ratio

16.0%

Jul 2026

Median Days to Contract

35 days

Jul 2026

MLS® HPI Benchmark Price

$673,100
$495,700
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

15°C

Humidity 90%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
White Rock ElementaryElementary195 m
St John Paul II Academy(Independent)Secondary386 m
Earl Marriott SecondaryElementary1.1 km
Peace Arch ElementaryElementary1.1 km
Newbridge Academy(Independent)Elementary1.3 km
H T Thrift ElementaryElementary1.4 km
Semiahmoo SecondaryElementary1.5 km
Jessie Lee ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Buena Vista Ave @ Merklin St250 m
Northbound Fir St @ Buena Vista Ave269 m
Northbound Johnston Rd @ Thrift Ave287 m
Southbound Johnston Rd @ Thrift Ave301 m
Northbound Johnston Rd @ Pacific Ave310 m

Nearby Places

Restaurants (5+)

  • Fishin' Chips · 1310 Johnston Road214 m
  • Grounds & Greens Cafe · 1369 Johnston Road258 m
  • Kappa Japanese Restaurant · 1450 George Street275 m
  • PG's Jamaican Restaurant283 m
  • Nami Japanese Restaurant · 15169 Roper Avenue289 m

Cafes (5+)

  • Bean Around the World Coffees · 1400 Johnston Road267 m
  • Islands Café · 1237 Johnston Road292 m
  • Five Corners Cafe · 1173 Johnston Road379 m
  • Chez Christophe · 1558 Johnston Road506 m
  • Pelican Rouge604 m

Grocery (3)

  • Thrifty Foods · 15181 Thrift Avenue376 m
  • Nature's Fare Markets · 15180 North Bluff Road567 m
  • Save-On-Foods · 1641 152 Street756 m

Parks (5+)

  • Dr. R.J. Allan Hogg Rotary Park · 15479 Buena Vista Avenue363 m
  • Unnamed377 m
  • Bryant Park438 m
  • Unnamed449 m
  • Goggs Park455 m

Shopping (1)

  • Semiahmoo Shopping Centre · 1701 152 Street786 m

Gyms (2)

  • PARC Fit & Wellness Centre527 m
  • The Beach Club · 15047 Marine Drive767 m

Pharmacies (5+)

  • Unnamed · 1381 George Street185 m
  • White Rock Pharmacy · 1440 George Street243 m
  • Rexall · 1463 Johnston Road372 m
  • Family Care Pharmacy · 1539 Johnston Road489 m
  • Shoppers Drug Mart · 15105 16 Avenue745 m

Banks & ATMs (5+)

  • Prospera Credit Union · 1451 Johnston Road324 m
  • RBC Royal Bank · 1586 Johnston Road556 m
  • Scotiabank · 15190 16 Avenue - North Bluff Road597 m
  • CIBC645 m
  • TD · 15110 North Bluff664 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,839.00
Periodic payment — Principal & Interest (monthly)$1,805.43
Additional monthly expenses (strata, tax, utilities, etc.)$699.77
Total monthly cost$2,505.19
Interest paid over 5-yr term$80,202.66
Balance at end of term$251,716.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,490
Stress test qualifying rate8.09%
Payment you must qualify for$2,555.34

Cash Needed at Closing

Minimum down payment$17,490
Estimated BC PTT$4,996
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,986

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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