Property Type: DuplexOwnership: Strata

201 5309 Toms Trnabt

Nanaimo, BC V9T5M9

$699,900

4 bed3 bath2 parking1,600 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Zoning
Residential

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level11'10 x 13'1
KitchenMain level15'2 x 16'0
BedroomMain level10'2 x 12'0
BedroomMain level10'10 x 10'5
BedroomMain level10'5 x 11'2
Living roomMain level16'8 x 19'0
EnsuiteMain level4-Piece
BathroomMain level5-Piece
EnsuiteMain level4-Piece
Primary BedroomMain level12'0 x 15'0

Listing Information

MLS®
1042652
Listed
July 9, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (NA) · Data source: CREA DDF.

Description

This well-designed upper-floor residence offers approximately 1,650 sq ft of living space with amazing ocean views and a large deck perfect for relaxing or entertaining. Laid out with spacious living areas this turnkey home combines comfort and functionality in one of Nanaimo’s most desirable locations. The home features quality finishes throughout, including quartz countertops, durable laminate flooring, 9-foot ceilings, and efficient climate control with ductless heat pumps. Blinds and appliances are included for a true move-in-ready experience, and there are no strata fees. A single-car garage provides additional convenience and storage. This property is just minutes from elementary schools, Dover Bay Secondary, Pipers Lagoon, Neck Point, shopping, grocery stores, and other daily essentials. A fantastic opportunity to enjoy low-maintenance living with stunning ocean views in the heart of North Nanaimo. All measurements and data are approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$437/sqft

Building average

No other active listings in this building

North Nanaimo average

$390/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary731 m
Rutherford ElementaryElementary1.6 km
Uplands Park ElementaryElementary1.9 km
Randerson Ridge ElementaryElementary2.2 km
Hammond Bay ElementaryElementary2.4 km
Dover Bay SecondaryElementary2.4 km
McGirr ElementaryElementary2.6 km
Wellington SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Oceanview Park165 m
  • Springfield Place Park · 5373 Fillinger Crescent248 m
  • Westhaven Park · 5323 Bayshore Drive255 m
  • Entwhistle Park · 5291 Entwhistle Drive362 m
  • Jacob's Lane Walkway · 5431 Hammond Bay Road382 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$80.00
Total monthly cost$3,692.41
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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