Property Type: Detached HouseOwnership: Freehold

2022 Creek Street

Nelson, BC V1L1M7

$439,000

5 bed2.5 bath2,477 sqftBuilt 1952
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.6 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,361

Interior

Heating
Baseboard heaters, Forced air, See remarks
Fireplace
None
Flooring
Laminate, Wood, Mixed Flooring

Building

Roof
Cedar shake, Metal, Unknown

Parking

Features
Offset, Street

Room Dimensions

RoomLevelDimensions
StorageLower level9'11'' x 14'7''
BedroomLower level15'3'' x 9'5''
BedroomLower level9'1'' x 14'6''
KitchenLower level8'5'' x 13'5''
Dining roomLower level12'6'' x 13'5''
Living roomLower level15'6'' x 14'6''
Full bathroomSecond level7'3'' x 7'6''
Dining nookSecond level16'10'' x 13'
BedroomSecond level11'2'' x 9'
BedroomSecond level11'9'' x 11'8''
Primary BedroomSecond level12' x 13'8''
Partial bathroomMain level
Mud roomMain level6'4'' x 9'
Dining roomMain level24'11'' x 17'
Living roomMain level24'11'' x 11'8''
KitchenMain level6'4'' x 11'7''

Listing Information

MLS®
10396321
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Tucked away at the top of Creek Street in a quiet neighbourhood, this unique property offers privacy, an over sized lot and loads of potential. Set on a generous 0.6-acre lot, the home features a 3-bedroom main living space plus a spacious 2-bedroom in-law suite. The home is full of classic Kootenay charm, with warm wood finishes, French doors, and multiple decks providing peaceful spots to relax or entertain. The yard has multiple benched zones with gardens and mature trees. Conventional financing will be challenging due to the city having a notice on title for some past additions done without a permit. This is a great opportunity for the right buyer. Most recent rental income was $2300 for the main home and $1750 for the in-law suite. (id:63159)

Values & Trends

This listing

$177/sqft

Building average

No other active listings in this building

Nelson average

$484/sqft

82 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rosemont Elementary SchoolElementary965 m
Trafalgar Middle SchoolMiddle1.2 km
South Nelson ElementaryElementary1.3 km
WildflowerElementary/Middle1.3 km
ReachSecondary1.3 km
St Joseph School(Independent)Elementary/Middle1.3 km
Hume Elementary SchoolElementary2.7 km
L V Rogers SecondarySecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lion's Uphill Park373 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,200.00
Periodic payment — Principal & Interest (monthly)$2,265.82
Additional monthly expenses (strata, tax, utilities, etc.)$487.42
Total monthly cost$2,753.24
Interest paid over 5-yr term$100,654.93
Balance at end of term$315,905.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,206.97

Cash Needed at Closing

Minimum down payment$21,950
Estimated BC PTT$6,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information