Property Type: Detached HouseOwnership: Freehold

20346 WHARF STREET

Maple Ridge, BC V2X1Z3

$1,649,900

3 bed3 bath6 parking2,537 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
6,000 square feet
Frontage
0 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,404.76 (2025)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Forced air
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
6 — covered indicated
Features
Garage, RV

Listing Information

MLS®
R3142669
Listed
July 4, 2026
Time on market
On the market for 59 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Rare WATERFRONT opportunity. Enjoy breathtaking river views from every window in this bright and well-designed 3-bedroom, 3-bathroom home. Original owners have maintained and truly cherished this property over the years. From the moment you enter through the front doors, you are greeted by spectacular water views showcased through expansive windows. The open-concept layout is ideal for hosting large gatherings and seamless entertaining, extending onto a spacious balcony and outdoor area. The generous primary bedroom upstairs offers even more impressive views, along with a private balcony perfect for relaxing with a coffee and a good book. Take advantage of your own private dock to launch a kayak or paddleboard, or simply unwind by the water. Ample parking includes a double garage, driveway space for four additional vehicles, and plus RV parking. Durable metal roof! Don´t miss this exceptional opportunity! Loads of potential!! Open House Saturday, July 25, from 2:00 to 4:00pm (id:63159)

Values & Trends

This listing

$650/sqft

Building average

No other active listings in this building

Maple Ridge average

$646/sqft

449 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Maple Ridge

Monthly figures from the Fraser Valley Real Estate Board for Maple Ridge detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,184,800

Jul 2026

Average Sale Price

$1,192,292

Jul 2026

Monthly Sales

60

Jul 2026

Active Listings

425

Jul 2026

Sales-to-Active Ratio

14.0%

Jul 2026

Median Days to Contract

20 days

Jul 2026

MLS® HPI Benchmark Price

$1,481,400
$1,152,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Pitt Meadows

18°C

Humidity 70%

Wind WSW calm km/h

Tonight

14°

Tuesday

20°

Tuesday night

15°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

90,990

(2021 Census)

+10.6% since 2016

Density: 339.7/km²

Dwellings: 34,254

Median household income: $105,000

After-tax: $92,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 2,570
  • Philippines2.2% · 2,000
  • India1.8% · 1,615
  • China1.5% · 1,410
  • Iran1.1% · 995
  • Korea, South0.9% · 860
  • United States of America0.8% · 735
  • Germany0.6% · 555

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Meadow Montessori(Independent)Elementary953 m
Hammond ElementaryElementary1.1 km
Maple Ridge ElementaryElementary1.4 km
James Cameron School(Independent)Elementary2.2 km
Pitt Meadows SecondarySecondary2.3 km
Maple Ridge Christian School(Independent)K-122.4 km
Fairview ElementaryElementary2.4 km
Odyssey K-9 SD 42Elementary/Middle2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound Ditton St @ Princess St324 m
Eastbound Princess St @ Ditton St332 m
Westbound Princess St @ Hampton St420 m
Northbound Lorne Ave @ Princess St497 m
Northbound Ditton St @ Maple Cres543 m

Nearby Places

Parks (2)

  • Emmeline Mohun Park308 m
  • Tolmie Park464 m

Nearby places data: © OpenStreetMap contributors.

School district: Maple-Ridge Pitt-Meadows (SD42)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($329,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,319,920.00
Periodic payment — Principal & Interest (monthly)$8,515.68
Additional monthly expenses (strata, tax, utilities, etc.)$827.40
Total monthly cost$9,343.07
Interest paid over 5-yr term$378,292.87
Balance at end of term$1,187,272.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$329,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,149.72

Cash Needed at Closing

Minimum down payment$329,980
Estimated BC PTT$30,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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