Property Type: Detached HouseOwnership: FreeholdNEW LISTING

2049 Polo Road Lot# Lot 9

Kelowna, BC V1W2H5

$1,249,000

4 bed2 bath9 parking2,693 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
1
Lot size
0.41 acres
Frontage
58 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,110

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Flooring
Hardwood, Carpeted
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Cul-de-sac, Level lot, Irregular lot size, Jacuzzi bath-tub
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
008-211-591

Parking

Total spaces
9 — covered indicated
Features
Detached Garage, See Remarks, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
LoftSecond level27'0'' x 31'0''
Dining nookMain level9'0'' x 10'0''
FoyerMain level9'0'' x 10'0''
BedroomMain level12'0'' x 15'0''
5pc Ensuite bathMain level10'0'' x 13'0''
BedroomMain level12'0'' x 13'0''
Full bathroomMain level
BedroomMain level10'0'' x 12'6''
Primary BedroomMain level16'0'' x 20'0''
KitchenMain level10'0'' x 21'0''
Dining roomMain level12'0'' x 10'0''
Living roomMain level14'0'' x 22'0''

Listing Information

MLS®
10398967
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 30, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

A warm and inviting home offering generous living spaces, thoughtful updates and a beautiful private setting. The heart of the home is the updated kitchen, featuring crisp white cabinetry, extensive counter space, stainless steel appliances and a large peninsula that opens directly to the main living area—ideal for everyday living and entertaining. Beautiful hardwood flooring flows through much of the home, complemented by exposed wood accents and a striking stone fireplace that adds warmth and character. The flexible floor plan provides multiple living and dining areas, with large windows bringing in an abundance of natural light. The exceptionally spacious primary bedroom is a true retreat, complete with direct outdoor access and a beautifully updated ensuite featuring a freestanding soaker tub, double vanity and impressive glass-enclosed shower. Additional bedrooms provide excellent space for family, guests or a home office. Outside, enjoy an expansive covered patio overlooking the lush, mature backyard—a wonderful setting for summer dining, entertaining or simply relaxing in the shade. Mature trees and established landscaping create an attractive sense of privacy, While the 31' x 27' detached garage provides plenty of additional parking and storage, the developed living space/bedroom above it adds even more flexibility for guests, family, a home office or studio. With its generous living space and exceptional versatility, this is a wonderful place to call home. (id:63159)

Values & Trends

This listing

$464/sqft

Building average

No other active listings in this building

Springfield/Spall average

$696/sqft

30 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kelowna Christian School(Independent)K-12719 m
Immaculata Regional High School(Independent)Secondary1.2 km
KLO Middle SchoolMiddle2.1 km
Kelowna SecondarySecondary2.2 km
Casorso ElementaryElementary2.6 km
A S Matheson ElementaryElementary2.7 km
Raymer ElementaryElementary3.0 km
Okanagan Montessori Elementary School(Independent)Elementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (strata, tax, utilities, etc.)$560.83
Total monthly cost$7,007.33
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,836.18

Cash Needed at Closing

Minimum down payment$99,900
Estimated BC PTT$22,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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