Property Type: TownhouseOwnership: Strata

205 9880 Napier Pl

Chemainus, BC V0R1K2

$484,900

2 bed2 bath1,069 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Other

CD6

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$294/mo
Annual property tax
$3,998

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Parking

Features
Other

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level11'8 x 9'8
EnsuiteMain level3-Piece
Primary BedroomMain level
KitchenMain level6'8 x 11'6
Great roomMain level23'10 x 11'6

Listing Information

MLS®
1029112
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Welcome to this next-to-new upper-floor townhome in the charming seaside community of Chemainus. Offering 1,069 sq ft of modern living space, this 2-bedroom, 2-bathroom home features a bright open-concept layout with 9-foot ceilings, a spacious primary suite with ensuite, and convenient in-suite laundry. Quality finishes include durable Hardie-Plank siding with warm wood accents, while the private rear deck overlooks peaceful greenspace—perfect for relaxing or entertaining. Enjoy added peace of mind with the remainder of the new home warranty in place. Ideally located within walking distance to the ocean, shops, restaurants, parks, recreation, and scenic trails, this home offers the best of Island living right at your doorstep. This well-maintained 40+ strata allows pets and has no rental restrictions. The low monthly strata fee includes gardening, garbage, and water for easy, low-maintenance living. All measurements are approximate. Interior photos taken prior to tenancy. Don't miss this opportunity and book your showing today! (id:63159)

Values & Trends

This listing

$454/sqft

Building average

No other active listings in this building

Artisan Village average

No comparable active listings

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-12668 m
Chemainus Elementary Community SchoolElementary885 m
Stz'uminus Senior Secondary(Independent)Secondary8.3 km
Thetis Island ElementaryElementary9.1 km
Crofton Elementary Community SchoolElementary9.2 km
Ladysmith PrimaryElementary10.2 km
Ladysmith SecondarySecondary10.4 km
Ladysmith IntermediateElementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Sawmill TapHouse & Grill317 m
  • Pho Triple 7 · 9779 Willow Street797 m
  • Bonnie Martin Restaurant · 2877 Mill Street798 m

Grocery (2)

  • Country Grocer352 m
  • Country Grocer383 m

Parks (5+)

  • Unnamed330 m
  • Askew Creek Park336 m
  • Chemainus Ball Fields · 9740 Elm Street505 m
  • Sunset Drive Park547 m
  • Chemainus Skate Park · 2988 Elliott Street742 m

Pharmacies (1)

  • Pharmasave325 m

Banks & ATMs (3)

  • IslandSavings330 m
  • Unnamed368 m
  • Coastal Community Credit Union · 9781 Willow Street793 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$387,920.00
Periodic payment — Principal & Interest (monthly)$2,502.73
Additional monthly expenses (strata, tax, utilities, etc.)$680.61
Total monthly cost$3,183.33
Interest paid over 5-yr term$111,178.99
Balance at end of term$348,935.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,245
Stress test qualifying rate8.09%
Payment you must qualify for$3,542.28

Cash Needed at Closing

Minimum down payment$24,245
Estimated BC PTT$7,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,443

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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