Property Type: Land / LotOwnership: Strata

205 Edward Street Lot# 19

Balfour, BC V0G1C0

$85,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.25 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10388212
Listed
May 29, 2026
Time on market
On the market for 94 days
Data last synced
August 28, 2026

Listing provided by: ComFree · Data source: CREA DDF.

Description

Escape to your own little slice of paradise with full-service camping in the heart of beautiful Kootenay Lake, BC. Perfectly located just seconds from the first tee at Balfour Golf Course and only minutes from the Balfour Ferry Dock, our campground offers the ideal balance of relaxation and adventure. Conveniently situated just 35 km from both Nelson and Kaslo, you’ll enjoy easy access to charming boutiques, local shops, and a variety of restaurants. Open year-round, this is the perfect four-season getaway for golf, hiking, biking, water sports, and nearby skiing adventures. Monthly fee of $135. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary7.0 km
Crawford Bay Elem-SecondaryK-1210.7 km
des Sentiers-alpinsElementary/Middle20.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$68,000.00
Periodic payment — Principal & Interest (monthly)$438.71
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$438.71
Interest paid over 5-yr term$19,489.00
Balance at end of term$61,166.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,250
Stress test qualifying rate8.09%
Payment you must qualify for$620.94

Cash Needed at Closing

Minimum down payment$4,250
Estimated BC PTT$850
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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