Property Type: Land / LotOwnership: Freehold

207 RAILWAY Avenue

Ashcroft, BC V0K1A0

$129,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.13 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$913

Interior

Fireplace
None

Listing Information

MLS®
10389454
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Downtown Ashcroft Lot for sale zoned C1 Commercial. Allows for a variety of business options in a high traffic location, perfect for a retail store and the zoning allows for a residence in conjunction with the business primary use. Currently being used as an out door patio for the restaurant next door. This is the only downtown lot currently available and is a great opportunity to build a brand new building for your new business or as a buy it as a holding property for future development. Call today for all the details. (id:63159)

Location Insights

Weather

Nearest station: Cache Creek

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

1,670

(2021 Census)

+7.2% since 2016

Density: 32.8/km²

Dwellings: 876

Median household income: $63,600

After-tax: $59,600

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom3% · 50
  • United States of America2.4% · 40
  • Germany1.2% · 20
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Desert Sands Community SchoolK-121.4 km
Cache Creek ElementaryElementary10.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Ashcroft Bakery & Coffee Shop · 151 3rd Street84 m

Parks (2)

  • Heritage Place Park447 m
  • Unnamed460 m

Shopping (1)

  • FIELDS · 350 Railway Avenue149 m

Pharmacies (1)

  • I.D.A. · 210 Railway Avenue35 m

Banks & ATMs (1)

  • Interior Savings · 201 Railway Avenue49 m

Nearby places data: © OpenStreetMap contributors.

School district: Gold Trail (SD74)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$103,200.00
Periodic payment — Principal & Interest (monthly)$665.81
Additional monthly expenses (strata, tax, utilities, etc.)$76.08
Total monthly cost$741.89
Interest paid over 5-yr term$29,577.42
Balance at end of term$92,828.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,450
Stress test qualifying rate8.09%
Payment you must qualify for$942.37

Cash Needed at Closing

Minimum down payment$6,450
Estimated BC PTT$1,290
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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