Property Type: Condo / ApartmentOwnership: Strata

209 15298 20 AVENUE

Surrey, BC V4A2A3

$519,999

2 bed2 bath1 parking1,058 sqftBuilt 1998
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Amenities

Also listed: Guest Suite, Laundry - In Suite

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$506/mo
Annual property tax
$2,433.1 (2025)

Interior

Basement
None, Unknown
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3127483
Listed
May 27, 2026
Time on market
On the market for 96 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: LPT Realty ULC · Data source: CREA DDF.

Description

Situated in the well-managed Waterford House, this 2-bedroom, 2-bathroom residence offers comfort, privacy, and everyday convenience. The floor plan is designed with bedrooms separated for added functionality, including a spacious primary suite and a second bedroom ideal for guests or a home office. Two full bathrooms, a well-sized kitchen with abundant storage, and a built-in wine bar create a space that's both practical and welcoming. Enjoy the benefit of a defined dining area and a full laundry room tucked neatly off the kitchen. Located just steps from shops and services, this home is well suited for first-time buyers, those looking to simplify, or investors seeking a dependable property. (id:63159)

Values & Trends

This listing

$491/sqft

Building average

$484/sqft

1 active listing(s)

Surrey average

$678/sqft

1113 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$474,100

Jul 2026

Average Sale Price

$470,719

Jul 2026

Monthly Sales

16

Jul 2026

Active Listings

219

Jul 2026

Sales-to-Active Ratio

7.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$598,400
$434,400
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Newbridge Academy(Independent)Elementary243 m
Jessie Lee ElementaryElementary275 m
White Rock Christian Academy(Independent)K-12622 m
Star of the Sea(Independent)Elementary977 m
Semiahmoo SecondaryElementary1.1 km
H T Thrift ElementaryElementary1.2 km
Earl Marriott SecondaryElementary1.2 km
White Rock ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound 152 St @ 20 Ave201 m
Southbound 152 St @ 20 Ave213 m
Northbound 152 St @ 19 Ave244 m
Southbound 152 St @ 19 Ave301 m
Northbound 152 St @ 18 Ave389 m

Nearby Places

Restaurants (5+)

  • Kesari Indian Sweets & Eats184 m
  • Boston Pizza · 1956 152 Street196 m
  • Kiki's Restaurant255 m
  • Greek Dining Lounge257 m
  • Freshii · 1767 152 Street529 m

Cafes (4)

  • Tim Hortons · 1767 152 Street554 m
  • Starbucks · 1730 152 Street558 m
  • Leon's Cafe652 m
  • Leaf Tea Lounge · 1618 152 Street768 m

Grocery (2)

  • Fruiticana · 1812 152 Street408 m
  • Save-On-Foods · 1641 152 Street773 m

Parks (5+)

  • Bakerview Park · 1845 154 Street289 m
  • Unnamed320 m
  • Unnamed352 m
  • Unnamed382 m
  • Unnamed391 m

Shopping (4)

  • Windsor Square257 m
  • Johnston Plaza · 1736 152 Street549 m
  • Winners · 1715 152 Street673 m
  • Semiahmoo Shopping Centre · 1701 152 Street699 m

Gyms (5+)

  • 24 HR Sandcastle Fitness · 1938 152 Street170 m
  • Live Well Exercise Clinic275 m
  • Fitness World667 m
  • Groundwork Athletics South Surrey · 2255 King George Boulevard737 m
  • Kingdom Athletics · 2355 King George Boulevard790 m

Pharmacies (1)

  • The Medicine Shoppe · 1959 152 Street245 m

Banks & ATMs (3)

  • Vancity · 1790 152 Street440 m
  • Coast Capital Savings635 m
  • Scotiabank781 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,999.00
Periodic payment — Principal & Interest (monthly)$2,683.88
Additional monthly expenses (strata, tax, utilities, etc.)$761.76
Total monthly cost$3,445.64
Interest paid over 5-yr term$119,226.51
Balance at end of term$374,192.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,790.99

Cash Needed at Closing

Minimum down payment$27,000
Estimated BC PTT$8,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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