Property Type: Detached HouseOwnership: Freehold

2095 Pass Creek Road

Castlegar, BC V1N4T1

$699,900

3 bed2 bath8 parking2,120 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
3.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,268.71

Interior

Basement
Partial
Heating
Heat Pump, Stove, Electric, Wood
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
KitchenMain level13'1'' x 13'7''
Dining roomMain level8'11'' x 15'9''
Living roomMain level18'5'' x 15'9''
Full bathroomMain level
BedroomMain level12'1'' x 11'4''
Primary BedroomMain level13'1'' x 10'8''
Utility roomLower level8' x 12'6''
Full bathroomLower level
StorageMain level25'7'' x 9'2''
Laundry roomLower level5'1'' x 7'7''
BedroomLower level10'10'' x 14'6''
OtherLower level8'7'' x 11'
Recreation roomLower level12'2'' x 17'

Listing Information

MLS®
10386340
Listed
May 11, 2026
Time on market
On the market for 112 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Escape to the peace and privacy of Pass Creek while still being just minutes from Castlegar and everyday amenities. Set on just over 3 acres, this inviting property offers the perfect balance of rural living and modern comfort. Inside, the home features 3 bedrooms and 2 bathrooms with a warm, functional layout designed for everyday living. The open-concept living and dining area flows seamlessly into the bright kitchen, creating a welcoming space for family gatherings and entertaining. A cozy family room with a separate games area adds extra flexibility—perfect for movie nights, kids’ play space, hobbies, or a home retreat. Thoughtful updates over the years provide peace of mind, including a new roof in 2019, upgraded wood stove in 2019, heat pump installed in 2022, new hot water tank in 2025, well pump upgrade in 2016, and a new pressure tank in 2021. Large windows throughout the home frame beautiful views of trees and greenery in every direction, offering exceptional privacy with no neighbours in sight. Step outside and enjoy everything this property has to offer. Relax in the hot tub after a long day, take advantage of the impressive 26x24 shop, and enjoy ample level parking with room for RVs, boats, trailers, and all your outdoor equipment. Whether you dream of gardening, entertaining, or simply enjoying the quiet outdoors, there is space here to do it all. (id:63159)

Values & Trends

This listing

$330/sqft

Building average

No other active listings in this building

Pass Creek Valley average

$464/sqft

6 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 83%

Wind E 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Robson Community SchoolElementary6.5 km
Twin Rivers ElementaryElementary8.0 km
Stanley Humphries SecondarySecondary8.1 km
Sequoia CentreSecondary10.7 km
Brent Kennedy ElementaryElementary11.2 km
Kinnaird ElementaryElementary11.7 km
Mount Sentinel SecondaryK-1211.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$378.39
Total monthly cost$3,990.81
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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