Property Type: Detached HouseOwnership: Freehold

2103 12 Street

Vernon, BC V1T3S5

$673,000

4 bed2 bath7 parking1,658 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,251

Interior

Basement
Full
Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Aluminum

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement5'1'' x 11'1''
Family roomBasement12'0'' x 22'0''
3pc BathroomBasement
BedroomBasement8'0'' x 10'10''
BedroomMain level7'10'' x 8'8''
BedroomMain level9'11'' x 8'8''
4pc BathroomMain level
Primary BedroomMain level10'7'' x 12'4''
Dining roomMain level9'2'' x 11'1''
Living roomMain level12'3'' x 13'2''
KitchenMain level10'3'' x 10'7''

Listing Information

MLS®
10396644
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to 2103 12th Street! Where comfort, convenience, and future potential come together in one of Vernon's most sought-after neighbourhoods. Located on a quiet cul-de-sac in East Hill, this charming 4-bedroom, 2-bathroom home offers just under 1,700 sq. ft. of living space, perfect for families, first-time buyers, or investors. The main floor features three bedrooms, a bright living area, and a functional kitchen with a new stainless steel electric stove and fridge. The dining room opens onto a spacious deck with two natural gas outlets for your BBQ and outdoor fireplace—perfect for relaxing or entertaining while overlooking the large, fully fenced backyard. The lower level offers a spacious family room and a fourth bedroom ideal for a guest room, home office, or flex space. Situated on a fully fenced 0.16-acre MUS-zoned lot with two storage sheds, this property provides room for kids, pets, and outdoor gear while offering excellent future redevelopment potential. Location is everything, and this home delivers! Set in one of Vernon's most family-oriented neighbourhoods, you're within walking distance to Vernon Secondary School and Hillview Elementary, just minutes from Hillview Golf Course, the new commercial development with a variety of shops and services, Lakeview Pool, and only a 5-minute drive to Kalamalka Lake. Whether you're looking for a wonderful place to call home today or an investment with future potential, this East Hill gem is one you won't want to miss! (id:63159)

Values & Trends

This listing

$406/sqft

Building average

No other active listings in this building

East Hill average

$364/sqft

34 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Vernon SecondaryElementary413 m
Alternative Learning ProgramSecondary602 m
Hillview ElementaryElementary659 m
Silver Star ElementaryElementary1.1 km
St James(Independent)Elementary1.6 km
Ecole Beairsto ElementaryElementary1.7 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle2.2 km
W.L. Seaton SecondarySecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed138 m
  • Unnamed174 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,300) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$538,400.00
Periodic payment — Principal & Interest (monthly)$3,473.57
Additional monthly expenses (strata, tax, utilities, etc.)$353.92
Total monthly cost$3,827.49
Interest paid over 5-yr term$154,306.99
Balance at end of term$484,292.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,300
Stress test qualifying rate8.09%
Payment you must qualify for$4,849.86

Cash Needed at Closing

Minimum down payment$42,300
Estimated BC PTT$11,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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