Property Type: Condo / ApartmentOwnership: Strata

2120 Shannon Ridge Drive Unit# 105

West Kelowna, BC V4T2Z3

$409,000

2 bed2 bath1 parking1,052 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$432/mo
Annual property tax
$2,171.07

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Tile, Laminate, Linoleum
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Stone, Wood siding, Other
Lot features
Private setting

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
026-599-091

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Restrictions apply
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level12'5'' x 8'5''
Laundry roomMain level5'7'' x 5'0''
Full bathroomMain level
4pc Ensuite bathMain level
BedroomMain level12'7'' x 11'5''
Primary BedroomMain level20'3'' x 11'11''
KitchenMain level8'2'' x 11'0''
Living roomMain level12'3'' x 12'5''

Listing Information

MLS®
10390439
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 30, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

OPEN HOUSE this Saturday 1-3PM. Convenient ground-floor 2-bedroom condo at Rock Ridge, located in the heart of Shannon Lake offering one of the only layouts in the building with two separate A/C units (living & primary) for year-round comfort. The home features a stunning open peninsula kitchen with premium waterfall quartz counter tops and seamless backsplash by Revita Stone, arguably the nicest in the building, making everyday a pleasure to cook and entertain with ample space for a sectional in the living room for comfortable gathering areas. Enjoy a quiet, park & trail view covered patio, one of the largest non-corner unit balconies in the complex, creating a private, peaceful, naturally shaded outdoor retreat. Perfect for that morning coffee or evening relaxation. Set in a family-friendly, nature-rich neighbourhood, this home is within walking distance to both elementary and middle schools, parks, trails, golf (Hole 3), and Shannon Lake. Pet friendly (1 dog or cat, 21"" at the shoulder). Includes truck-size U/G parking stall with direct-access storage locker behind. A rare combination of comfort, quality upgrades, privacy, and location in one of West Kelowna’s most desirable communities. (id:63159)

Values & Trends

This listing

$389/sqft

Building average

$357/sqft

5 active listing(s)

Shannon Lake average

$403/sqft

18 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Constable Neil Bruce Middle SchoolElementary584 m
Shannon Lake ElementaryElementary717 m
Mount Boucherie SecondarySecondary1.7 km
Sensisyusten House of Learning(Independent)Elementary1.9 km
Chief Tomat ElementaryElementary2.0 km
Hudson Road ElementaryElementary3.0 km
Mar Jok ElementaryElementary3.3 km
Our Lady of Lourdes(Independent)Elementary/Middle3.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed137 m
  • Shannon Springs Park191 m
  • Shannon Way Park395 m
  • Terravita Walkway396 m
  • Shannon Ridge Park475 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$327,200.00
Periodic payment — Principal & Interest (monthly)$2,110.98
Additional monthly expenses (strata, tax, utilities, etc.)$666.17
Total monthly cost$2,777.16
Interest paid over 5-yr term$93,776.46
Balance at end of term$294,317.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,987.81

Cash Needed at Closing

Minimum down payment$20,450
Estimated BC PTT$6,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,130

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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