Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

2156 Back Valley Road

Cache Creek, BC V0K1H0

$895,000

4 bed3 bath2 parking3,015 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
9.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,281.78

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Detached Garage, Carport, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement13'4'' x 14'3''
StorageBasement3'5'' x 9'3''
Laundry roomBasement14'3'' x 9'0''
Full bathroomBasement7'10'' x 9'6''
StorageBasement14'3'' x 22'4''
Recreation roomBasement17'1'' x 31'8''
Full ensuite bathroomMain level
Primary BedroomMain level14'10'' x 14'3''
BedroomMain level11'0'' x 10'1''
Full bathroomMain level
BedroomMain level14'10'' x 9'4''
Living roomMain level17'4'' x 27'11''
Dining roomMain level17'4'' x 20'11''
KitchenMain level8'6'' x 20'4''
Mud roomMain level5'5'' x 13'8''

Listing Information

MLS®
10398704
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Get ready to be impressed with this 3,000+ sq. ft. home sitting on just under 10 acres with an approximately 20 GPM well, 30' x 40' heated shop and plenty of room for the whole family. The home has been beautifully cared for, with many of the big-ticket updates already done. Inside, the main living area has a fantastic open layout connecting the living room, dining room and kitchen. Big windows bring in tons of natural light and beautiful mountain views while making it easy to keep an eye on the horses, kids or pets outside. 3 bedrooms and 2 bathrooms. Downstairs you'll find a large rec room, additional bedroom, bathroom, laundry and plenty of storage. Room to put a 5th bedroom if needed. Outside is nicely landscaped and very well maintained, with u/g irrigation. You can drive right around the home, making it easy to move trucks, trailers and larger equipment. The 30' x 40' detached shop was built in 2020, is well insulated and heated, with loads of space for vehicles, equipment, projects and toys. Major updates include Hardie Plank siding and a new roof in 2023, a well pump in 2021, and a new furnace and central air in 2025. A new hot water tank is also included, ready to install. The home has an ICF foundation, 200-amp service and natural gas. Well water was tested in May 2025. A great combination of a comfortable family home, usable acreage, excellent water and a shop you'll actually be excited to use, all in a peaceful setting with beautiful mountain views. (id:63159)

Values & Trends

This listing

$297/sqft

Building average

No other active listings in this building

Cache Creek average

$373/sqft

11 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cache Creek ElementaryElementary2.8 km
Desert Sands Community SchoolK-128.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$716,000.00
Periodic payment — Principal & Interest (monthly)$4,619.39
Additional monthly expenses (strata, tax, utilities, etc.)$341.15
Total monthly cost$4,960.54
Interest paid over 5-yr term$205,207.66
Balance at end of term$644,044.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,386.25

Cash Needed at Closing

Minimum down payment$64,500
Estimated BC PTT$15,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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