Property Type: Detached HouseOwnership: Freehold

21881 TAYLOR AVENUE

Topley, BC V0J2Y0

$120,000

2 bed1 bath1,872 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
13,275 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$687.31 (2025)

Interior

Basement
Partially finished, Full
Heating
Electric
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood

Building

Foundation
Preserved Wood
Roof
Metal, Conventional

Parking

Features
Carport, Other

Room Dimensions

RoomLevelDimensions
KitchenMain level
Living roomMain level
Bedroom 2Main level
Bedroom 3Main level
OfficeMain level

Listing Information

MLS®
R3077437
Listed
January 8, 2026
Time on market
On the market for 235 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Bulkley Valley · Data source: CREA DDF.

Description

Affordable home in quiet Topley! 3 lots with a total of 13,275 sq ft. Solid home with 3 bedrooms and one bath on the main floor. Full partially finished basement with woodstove and basement entry. Pellet stove on the main floor. Attached enclosed carport. 200 amp electrical service. Tons of potential here at an affordable price! (id:63159)

Values & Trends

This listing

$64/sqft

Building average

No other active listings in this building

Topley average

$382/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Burns Lake

10°C

Humidity 97%

Wind ENE calm km/h

Tonight

Tuesday

16°

Tuesday night

Wednesday

18°

Wednesday night

10°

Thursday

21°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$96,000.00
Periodic payment — Principal & Interest (monthly)$619.36
Additional monthly expenses (strata, tax, utilities, etc.)$151.28
Total monthly cost$770.64
Interest paid over 5-yr term$27,513.88
Balance at end of term$86,352.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,000
Stress test qualifying rate8.09%
Payment you must qualify for$876.62

Cash Needed at Closing

Minimum down payment$6,000
Estimated BC PTT$1,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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