Property Type: Detached HouseOwnership: Freehold

220 Michigan St

Victoria, BC V8V1R3

$1,800,000

0 bed1 bath4 parking3,588 sqftBuilt 1901
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Property Details

Property & Lot

Sub-type
House
Lot size
9,600 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,769.42

Interior

Heating
Other
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece

Listing Information

MLS®
1011888
Listed
August 25, 2025
Time on market
On the market for 372 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

LAND VALUE SALE — PRIME JAMES BAY LOT (R2 ZONED) Rare opportunity to secure a 9,600 SF property in the heart of James Bay at 220 Michigan St. The existing 1901-built residence contains 5 rental units (over 3,500 SF total) but is in poor condition and holds little value — this is essentially a land-only purchase, ideal for building a new home or redevelopment project. Located in one of Victoria’s most desirable and established neighbourhoods, the site is just steps from Beacon Hill Park, James Bay Village, Inner Harbour, downtown Victoria, and major transit routes making this a walkable, connected location and a strategic investment. ZONING: R2 (Two-Family Residential) — permitting single-family homes, duplexes, suites, and other residential options (buyer to verify development potential with the City of Victoria). Don’t miss this chance to shape your vision in one of Victoria’s most sought-after communities! (id:63159)

Values & Trends

This listing

$502/sqft

Building average

No other active listings in this building

James Bay average

$737/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 94%

Wind ESE 11 km/h

Today

20°

Tonight

13°

Wednesday

15°

Wednesday night

12°

Thursday

17°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary360 m
Pacific School of Innovation and Inquiry(Independent)Secondary990 m
South Park Family SchoolElementary994 m
Christ Church Cathedral School(Independent)Elementary/Middle1.5 km
Victoria West ElementaryElementary1.7 km
BeausoleilElementary2.1 km
Victor-BrodeurK-122.1 km
Ecole Macaulay ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Il Covo Trattoria · 106 Superior Street222 m
  • Blue Crab Seafood House245 m
  • Aegir Room · 500 Oswego Street262 m
  • Pendray Tea House · 309 Belleville Street345 m
  • Harbour House Restaurant · 607 Oswego Street369 m

Cafes (5+)

  • Nourish Kitchen & Cafe247 m
  • Coffeehouse at Shoal Point · 19 Dallas Road493 m
  • Courtyard Café497 m
  • James Bay Coffee House · 425 Simcoe Street589 m
  • Discovery Coffee · 277 Menzies Street610 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street586 m
  • Thrifty Foods James Bay · 475 Simcoe Street635 m

Parks (5+)

  • Charles Redfern Park · 200 Quebec Street285 m
  • Fisherman's Wharf Park · 300 Saint Lawrence Street328 m
  • Macdonald Park · 212 Niagara Street330 m
  • Ernest Todd Playground · 111 Montreal Street360 m
  • Todd Park · 100 Montreal Street396 m

Gyms (1)

  • Fitness Center · 525 Superior Street651 m

Pharmacies (1)

  • James Bay Pharmasave · 230 Menzies Street614 m

Banks & ATMs (1)

  • Unnamed · 475 Simcoe Street623 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($360,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,440,000.00
Periodic payment — Principal & Interest (monthly)$9,290.39
Additional monthly expenses (strata, tax, utilities, etc.)$826.45
Total monthly cost$10,116.84
Interest paid over 5-yr term$412,708.14
Balance at end of term$1,295,284.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$360,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,073.10

Cash Needed at Closing

Minimum down payment$360,000
Estimated BC PTT$34,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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