Property Type: Detached HouseOwnership: Freehold

2205 Bealby Road

Nelson, BC V1L6W2

$1,195,900

2 bed1 bath2 parking552 sqftBuilt 1952
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Property Details

Property & Lot

Sub-type
House
Style
Cottage
Stories
1
Lot size
0.33 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,823.51

Interior

Heating
Baseboard heaters
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, View of water
Waterfront
Waterfront on lake

Building

Foundation
See Remarks
Roof
Asphalt shingle, Unknown
Water source
Lake/River Water Intake
Parcel ID (PID)
027-301-656

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
LoftSecond level9'10'' x 12'2''
Full bathroomMain level4'11'' x 4'11''
BedroomMain level7'9'' x 7'
Primary BedroomMain level9'7'' x 7'7''
Living roomMain level13'10'' x 19'3''
KitchenMain level7'9'' x 11'4''

Listing Information

MLS®
10395338
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 30, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Discover an extraordinary, one-of-a-kind Kootenay Lake waterfront property at the very end of quiet Bealby Road, a no-through road, just minutes from Nelson. Tucked into a private cove, this exceptional property offers 250 feet of pristine, gradual sandy beach, expansive lake views, a sunny elevated yard, and remarkable privacy. The newly updated four-season home features 2 bedrooms plus a flexible sleeping/storage loft and 1 bathroom. A wall of windows in the bright living room looks directly onto the beach, while the large deck is ideal for morning coffee and entertaining for evening sunsets. Updates include new insulation, triple-pane windows, fresh interior and exterior paint, a new bathroom, and new appliances. A private mooring pin in the bay provides convenient boat access. Perhaps most importantly, the difficult and costly groundwork for future development has already been completed. Waterfront septic systems, engineering, approvals, and setback variances can be challenging and time-consuming to obtain. This property features a brand-new Type 3 engineered waterfront septic system, a registered RDCK 7.5-metre high-water setback variance, and extensive landscaping creating an exceptional opportunity for a future luxury residence close to the water’s edge. Properties combining this much beach, privacy, proximity to Nelson, and future potential are extremely rare. Book your private viewing today. (id:63159)

Values & Trends

This listing

$2,166/sqft

Building average

No other active listings in this building

North Nelson to Kokanee Creek average

$512/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nelson Christian Community School(Independent)Elementary/Middle2.2 km
Secondaire de NelsonSecondary2.8 km
L V Rogers SecondarySecondary2.8 km
Hume Elementary SchoolElementary3.1 km
South Nelson ElementaryElementary4.4 km
Trafalgar Middle SchoolMiddle4.6 km
St Joseph School(Independent)Elementary/Middle4.6 km
WildflowerElementary/Middle4.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,590) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,720.00
Periodic payment — Principal & Interest (monthly)$6,172.43
Additional monthly expenses (strata, tax, utilities, etc.)$429.96
Total monthly cost$6,602.39
Interest paid over 5-yr term$274,198.70
Balance at end of term$860,572.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,590
Stress test qualifying rate8.09%
Payment you must qualify for$8,468.69

Cash Needed at Closing

Minimum down payment$94,590
Estimated BC PTT$21,918
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,008

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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