Property Type: Condo / ApartmentOwnership: Strata

224 Bay Ridge Pl

Salt Spring, BC V8K1W5

$8,500,000

4 bed7 bath6 parking5,699 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Lot size
3.01 acres
Zoning
Rural residential

A1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$133/mo
Annual property tax
$22,169.9

Interior

Heating
Heat Pump, Forced air, Other
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
6

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
WorkshopOther
BathroomOther2-Piece
OtherLower level
StorageLower level
MediaLower level
EnsuiteLower level4-Piece
BathroomLower level3-Piece
BedroomLower level
BedroomLower level
EnsuiteLower level3-Piece
BedroomLower level
PatioLower level
PatioLower level
BalconyMain level
BalconyMain level
PatioMain level
BathroomMain level6-Piece
Primary BedroomMain level
Family roomMain level
Living roomMain level
KitchenMain level
BathroomMain level2-Piece
PantryMain level
Dining roomMain level
BathroomMain level2-Piece
EntranceMain level

Listing Information

MLS®
1043985
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Perched within one of the most breathtaking natural settings in the Southern Gulf Islands, this extraordinary residence stands as one of the region’s most architecturally significant homes. A masterful collaboration between acclaimed architect Sean Pearson and renowned builder Hans Hazenboom, the home is a seamless fusion of refined modernism and West Coast craftsmanship. Dubbed the “Gulf Islands House” by the architect, the design draws inspiration from Arthur Erickson’s iconic Smith House II, combining enduring West Coast craftsmanship with the elegance and sophistication of a contemporary villa. Every detail throughout the residence has been thoughtfully considered and impeccably executed. Custom white oak cabinetry anchors each room with warmth and continuity, while curated custom furnishings elevate the home into a fully realized design experience. Expansive floor-to-ceiling windows frame the ever-changing coastal landscape, immersing every space in natural light while capturing sweeping ocean vistas and abundant wildlife from virtually every room in the home. Designed for both grand entertaining and intimate retreat, the residence features a dedicated theatre room and beautifully integrated guest accommodations that offer exceptional privacy while remaining elegantly connected to the main home. A four-car garage provides exceptional space for vehicles and recreation, while the property's waterfront amenities are equally impressive, including a private boathouse with a launching ramp and boat lift, a private deep-water buoy, and direct water access. The result is a property that feels expansive and intentional—luxurious without excess, and profoundly connected to its surroundings. This is more than a home; it is a legacy property—an architectural masterpiece deeply connected to its remarkable coastal setting, where world-class design and extraordinary waterfront living come together in one unforgettable estate. (id:63159)

Values & Trends

This listing

$1,491/sqft

Building average

No other active listings in this building

Salt Spring average

$765/sqft

8 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

10°C

Humidity 95%

Wind SW calm km/h

Today

21°

Tonight

14°

Wednesday

16°

Wednesday night

12°

Thursday

16°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle9.3 km
Deep Cove ElementaryElementary9.5 km
Parkland SecondarySecondary9.7 km
North Saanich Middle SchoolMiddle10.1 km
Sidney ElementaryElementary11.5 km
Mayne Island SchoolElementary13.2 km
Salt Spring ElementaryElementary13.6 km
Gulf Islands SecondarySecondary13.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($1,700,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$6,800,000.00
Periodic payment — Principal & Interest (monthly)$43,871.29
Additional monthly expenses (strata, tax, utilities, etc.)$2,265.49
Total monthly cost$46,136.78
Interest paid over 5-yr term$1,948,899.55
Balance at end of term$6,116,621.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,700,000
Stress test qualifying rate8.09%
Payment you must qualify for$52,289.62

Cash Needed at Closing

Minimum down payment$1,700,000
Estimated BC PTT$343,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$2,044,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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