Property Type: Detached HouseOwnership: FreeholdNEW LISTING

230 12th Avenue

Keremeos, BC V0X1N3

$1,200,000

4 bed2 bath15 parking3,260 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
2.43 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,959.94

Interior

Basement
Full
Heating
Forced air, Electric
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (2)
Fireplace type
Free Standing Metal, Unknown, Decorative
Flooring
Tile, Hardwood, Carpeted
Appliances
Washer, Refrigerator, Cooktop - Electric, Dishwasher, Dryer, Oven - Built-In

Exterior & Lot

Exterior features
Brick, Stucco
View
Mountain view, Valley view
Lot features
Central island

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District
Sewer
Septic tank
Parcel ID (PID)
004-956-117

Parking

Total spaces
15 — covered indicated
Features
Detached Garage, Covered

Room Dimensions

RoomLevelDimensions
StorageBasement12'6'' x 7'6''
Utility roomBasement27'3'' x 13'3''
StorageBasement18'4'' x 13'3''
BedroomBasement10'8'' x 13'1''
Recreation roomBasement31'11'' x 26'4''
Living roomMain level19' x 16'4''
Primary BedroomMain level12'11'' x 19'4''
Dining roomMain level14'4'' x 14'2''
BedroomMain level11'8'' x 9'4''
BedroomMain level9'4'' x 13'
4pc BathroomMain level7'9'' x 7'8''
4pc Ensuite bathMain level7'9'' x 5'3''
KitchenMain level12'3'' x 13'9''

Listing Information

MLS®
10399192
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 30, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Gorgeous acreage located in downtown Keremeos and only steps to the Similkameen River. 2.43 acres of land featuring a 3,260 sqft home, 30x40 detached garage, and a large workshop with covered RV parking along the side. This property is clean and move-in ready. Concrete driveway, underground irrigation, mature landscaping and fruit trees. The home offers a large covered deck, heated tile floor in the kitchen, a central fireplace, and beautiful hardwood flooring. Fully updated mechanics including a 2025 heat pump alongside a brand-new 2026 electric furnace. Expansive basement level with a large recreation room, utility room, and a dedicated cold room perfect for farm-to-table storage. The property is zoned AG (Agricultural) and is in the ALR, offering an incredible canvas for hobby farming, orchard growth, or a private rural sanctuary. Contact the listing agent for more info. Measurements are approximate. (id:63159)

Values & Trends

This listing

$368/sqft

Building average

No other active listings in this building

Keremeos average

$397/sqft

34 active listing(s)

Parking: 15 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary1.4 km
Similkameen Elem-SecondaryK-121.4 km
Cawston Primary SchoolElementary5.6 km
Oliver ElementaryElementary20.1 km
Southern Okanagan AltSecondary20.2 km
Southern Okanagan SecondarySecondary20.2 km
Tuc-el-Nuit ElementaryElementary20.4 km
Senpaq'cin School(Independent)Elementary22.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Benja Thai · 516 7th Avenue626 m
  • Blackbird Tavern · 629 7th Avenue741 m

Grocery (1)

  • Buy-Low Foods · 701 7th Street795 m

Parks (4)

  • Pine Park428 m
  • Memorial Park484 m
  • Riparian Park653 m
  • Village Square Pocket Park710 m

Pharmacies (1)

  • Pharmasave · 526 7th Avenue649 m

Banks & ATMs (1)

  • Cascadia Credit Union · 715 7th Street732 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$960,000.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (strata, tax, utilities, etc.)$659.66
Total monthly cost$6,853.26
Interest paid over 5-yr term$275,138.76
Balance at end of term$863,523.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$95,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,497.06

Cash Needed at Closing

Minimum down payment$95,000
Estimated BC PTT$22,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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