Property Type: TownhouseOwnership: Strata

231 20 Street NE Unit# 1

Salmon Arm, BC V1E2Z7

$734,900

4 bed3 bath2 parking2,830 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$224/mo
Annual property tax
$0

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Other

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement6'11'' x 8'0''
StorageBasement14'7'' x 18'1''
BedroomBasement10'6'' x 11'6''
Recreation roomBasement23'10'' x 30'8''
BedroomBasement10'7'' x 12'5''
PantryMain level7'9'' x 6'0''
Living roomMain level14'8'' x 13'8''
KitchenMain level26'2'' x 12'7''
5pc Ensuite bathMain level8'7'' x 9'3''
BedroomMain level10'11'' x 9'6''
Full bathroomMain level9'6'' x 7'7''
Dining roomMain level10'1'' x 8'2''
Primary BedroomMain level13'10'' x 11'

Listing Information

MLS®
10357769
Listed
July 31, 2025
Time on market
On the market for 396 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

If you have been looking for that upscale strata development, look no further! This 2800 sqft rancher with walk-out basement will not disappoint! The development, Creekside Estates, will consist of 19 homes, 8 duplex style and 3 stand alone ranchers. The basement homes will be 2830 sqft with extra large double car garages and rancher without basements will be 1415 sqft. The complex is built in a beautiful quiet setting surrounded by loads of green space, a natural creek and pond. We have ranchers with 2 bedrooms, 2 bathrooms or basement homes with 4 bedrooms and 3 bathrooms. Large open concept living, huge gourmet kitchens with massive 12 foot long islands, quartz counters, 10 ft. ceilings, extra large windows, large master bedrooms with 5 piece master bathrooms and walk-in closet. A/C included and fully landscaped. Price includes a fully finished basement, a/c and fully landscaped. The developer, Uptown Ventures is well known in Salmon Arm for high standards and quality of work! Don't miss out, call today for all the information. Pictures are from a similar home. (id:63159)

Values & Trends

This listing

$260/sqft

Building average

$466/sqft

1 active listing(s)

NE Salmon Arm average

$368/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J.L. Jackson SecondarySecondary643 m
King's Christian School(Independent)K-12849 m
Bastion ElementaryElementary905 m
Shuswap Middle SchoolMiddle909 m
South Broadview ElementaryElementary956 m
Hillcrest ElementaryElementary1.2 km
Salmon Arm SecondarySecondary1.3 km
Salmon Arm StorefrontSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Yan’s503 m

Banks & ATMs (1)

  • SASCU Uptown Salmon Arm775 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$587,920.00
Periodic payment — Principal & Interest (monthly)$3,793.06
Additional monthly expenses (strata, tax, utilities, etc.)$366.34
Total monthly cost$4,159.40
Interest paid over 5-yr term$168,499.56
Balance at end of term$528,835.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,278.25

Cash Needed at Closing

Minimum down payment$48,490
Estimated BC PTT$12,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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